snow storm = damage

Jopa201 · 03-21-2013, 03:00 PM

Driving home it just started raining and out of nowhere I see a Honda civic just spinning past me and eventually into me. Sooooo mad I just got the car 2 months ago

I know its gonna be fixed but is there a way to get compensation for money lost because now the car will have a accident on file thru car fax and u don't expect to pay the same between a car that has been hit and one that does not ?

schnell325 · 03-21-2013, 03:17 PM

Holy shit that makes me pissed off!!!!!!!!!!!!!!!!!!!!!!!

What kind of tires did the SOB have on?

bimmerjph · 03-21-2013, 03:26 PM

I am pretty sure you can get paid for lost value (Diminished Value, I believe is the official term). That sucks though. Really, really sucks.

///M Power-Belgium · 03-21-2013, 03:31 PM

Without words...but v v v

mamadub · 03-21-2013, 03:32 PM

Wow. So sorry this happened to you!

exmowner · 03-21-2013, 03:33 PM

look at the bright side, the fender is a plastic part. I would have been way more upset if it was the door! Plastic wont rust. Good luck!

05Mdriver · 03-21-2013, 03:33 PM

sorry to see man.. glad your OK

Kong Sheng Han · 03-21-2013, 03:34 PM

I'll buy it from you when you're done using your M3.

Jopa201 · 03-21-2013, 03:50 PM

Quote:

Originally Posted by exmowner

look at the bright side, the fender is a plastic part. I would have been way more upset if it was the door! Plastic wont rust. Good luck!

Its the fender a corner piece of the bumper and the front had a clear bra

Jopa201 · 03-21-2013, 03:51 PM

Quote:

Originally Posted by Kong Sheng Han

I'll buy it from you when you're done using your M3.

That wont be for a while plan to keep this one for ever

///M Power-Belgium · 03-21-2013, 03:55 PM

Quote:

Originally Posted by Jopa201

That wont be for a while plan to keep this one for ever

Me too.....

1MtoM3 · 03-21-2013, 03:56 PM

I feel your pain !

Don't worry bout it my friend!!! She'll be new in a few

enigma01 · 03-21-2013, 03:58 PM

It's called diminished value, but the law governing it varies from state to state. It typically is difficult to recuperate. You can expect the insurance company to deny the diminished value claim, and you need to consult your lawyer if you decide you want to recover it.

Jopa201 · 03-21-2013, 04:14 PM

Quote:

Originally Posted by enigma01

It's called diminished value, but the law governing it varies from state to state. It typically is difficult to recuperate. You can expect the insurance company to deny the diminished value claim, and you need to consult your lawyer if you decide you want to recover it.

That's what I thought they will try to deny anything the will say well its fixed to manufacturer aspect so it did not lose value .
Then lawyer will take half so I'll just try to settle with them if possible. Will see what happens when the adjuster gets here

DMW2315 · 03-21-2013, 04:38 PM

This absolutely sucks. I'm sorry!

signes · 03-21-2013, 05:07 PM

Quote:

Originally Posted by enigma01

It's called diminished value, but the law governing it varies from state to state. It typically is difficult to recuperate. You can expect the insurance company to deny the diminished value claim, and you need to consult your lawyer if you decide you want to recover it.

+1

lockeed · 03-21-2013, 06:10 PM

That sucks....

Shouldn't say that, but did any part of the wheel and drivetrain get touched? If it's the case, I suggest you be there when the evaluator inspect it and I would push hard to scrap as much parts as you can... Then, ask to manage the repairs yourself and choose wisely. (read between the lines)

Mr. ///M3 RD · 03-21-2013, 06:16 PM

sorry to see this ... bad this time of year ... be on guard everyone.

100 car pile up today in Alberta on Hyw 2 (Edmonton to Calgary route) 100 people injured 4 of them very seriously ... hope they all get well soon.

LOVEM · 03-21-2013, 07:33 PM

Quote:

Originally Posted by signes

+1

+2

Jopa201 · 03-21-2013, 08:48 PM

Quote:

Originally Posted by lockeed

That sucks....

Shouldn't say that, but did any part of the wheel and drivetrain get touched? If it's the case, I suggest you be there when the evaluator inspect it and I would push hard to scrap as much parts as you can... Then, ask to manage the repairs yourself and choose wisely. (read between the lines)

I don't think so because I was able to drive it home which was the scariest 45 min drive hoping not another person was gona do it again. But I will take it to BMW here in town and have them look at it before the adjuster gets here

lockeed · 03-21-2013, 09:19 PM

Quote:

Originally Posted by Jopa201

But I will take it to BMW here in town and have them look at it before the adjuster gets here

Worst thing you can do.

Ask for an inspection asap. If you go to BMW, you'll end up with exactly the opposite of what you want... They'll jump on that repair and tell you they'll handle it, then bill the insurance company whatever they feel like...

-do you best to notice and write down any blemishes and damaged parts. Your wheel could be misaligned for exemple ($$), just say it pulls to the left, a steering wobble... whatever...

-get it inspected by the insurance and give "your" report of the damages to the guy doing it.

-Categorically refuse the first numbers the insurance company will give you

-Ask to "manage" the repairs yourself

-Then do what you need to do to put the car back in shape, managing your costs.

Only tips I can give you.

Chriskm3 · 03-21-2013, 09:40 PM

Sorry bud. Glad ur ok

03-21-2013, 03:00 PM	#1
Jopa201 Second Lieutenant 28 Rep 224 Posts Drives: 2010 gtr Join Date: Nov 2012 Location: Kansas city iTrader: (1) Garage List 2010 GT-R [0.00] 2010 M3 [0.00]	snow storm = damage Driving home it just started raining and out of nowhere I see a Honda civic just spinning past me and eventually into me. Sooooo mad I just got the car 2 months ago I know its gonna be fixed but is there a way to get compensation for money lost because now the car will have a accident on file thru car fax and u don't expect to pay the same between a car that has been hit and one that does not ? Attached Images
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03-21-2013, 03:17 PM	#2
schnell325 Bored at work.... 891 Rep 5,393 Posts Drives: 2016 F82 M4 GTS//2022 M235iGC Join Date: Aug 2007 Location: Comox Valley iTrader: (8)	Holy shit that makes me pissed off!!!!!!!!!!!!!!!!!!!!!!! What kind of tires did the SOB have on? __________________ Grey Matter:2008 E92 M3:608/425. SG/PS SOLD! Dark Matter:2015 F80 M3:495/505. SOLD! Anti Matter :2016 F82 M4 GTS What next?!? A 2022 M235i GC- I must be getting old
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03-21-2013, 03:26 PM	#3
bimmerjph Colonel 121 Rep 2,023 Posts Drives: 2005 Z4 3.0 Join Date: Oct 2011 Location: Tennessee iTrader: (0)	I am pretty sure you can get paid for lost value (Diminished Value, I believe is the official term). That sucks though. Really, really sucks.
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03-21-2013, 03:31 PM	#4
///M Power-Belgium General 63697 Rep 24,758 Posts Drives: ///M3-E92-DCT Silverstone II Join Date: Jul 2012 Location: Belgium iTrader: (0)	Without words...but v v v Attached Images
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03-21-2013, 03:32 PM	#5
mamadub Captain 96 Rep 825 Posts Drives: Melbourne Red 2011 E93 Join Date: Oct 2011 Location: Arizona iTrader: (0)	Wow. So sorry this happened to you! __________________ Black Novillo Extended Leather, Convenience Package, Premium Package 2, DCT, DDC, BMW Apps, Custom Stereo upgrade, Eisenmann Sport Black Series Exhaust, 20"HRE's P45SC's. Color matched Brembo 380/345's, KW Coilovers
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03-21-2013, 03:33 PM	#6
exmowner Lieutenant Colonel 677 Rep 1,506 Posts Drives: 22 M3X / 14 GTR Join Date: May 2010 Location: Hallandale Beach FL iTrader: (7)	look at the bright side, the fender is a plastic part. I would have been way more upset if it was the door! Plastic wont rust. Good luck! __________________ 2022-G80 Xdrive BG 2014-GTR BE FBO 2016-HURACAN 610-4 (SOLD) 2021-G82 BASE (SOLD)
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03-21-2013, 03:33 PM	#7
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03-21-2013, 03:34 PM	#8
Kong Sheng Han Banned 303 Rep 1,140 Posts Drives: Something something racecar Join Date: Feb 2013 Location: Austin, Texas iTrader: (2) Garage List 2011 BMW 328i [0.00] 2001 BMW M3 [0.00]	I'll buy it from you when you're done using your M3.
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03-21-2013, 03:56 PM	#12
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03-21-2013, 03:58 PM	#13
enigma01 Fight On! 109 Rep 325 Posts Drives: e92 M3; g30 530e Join Date: Dec 2007 Location: Rancho Santa Fe iTrader: (0)	It's called diminished value, but the law governing it varies from state to state. It typically is difficult to recuperate. You can expect the insurance company to deny the diminished value claim, and you need to consult your lawyer if you decide you want to recover it.
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03-21-2013, 04:38 PM	#15
DMW2315 ****** 74 Rep 297 Posts Drives: G82 M4 \| E46 M3 \| E39 540i Join Date: Mar 2013 Location: NJ iTrader: (0)	This absolutely sucks. I'm sorry!
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03-21-2013, 06:10 PM	#17
lockeed Second Lieutenant 20 Rep 266 Posts Drives: E90 & E46 M3 E39 M5 E36 325is Join Date: Mar 2013 Location: Quebec iTrader: (0)	That sucks.... Shouldn't say that, but did any part of the wheel and drivetrain get touched? If it's the case, I suggest you be there when the evaluator inspect it and I would push hard to scrap as much parts as you can... Then, ask to manage the repairs yourself and choose wisely. (read between the lines) __________________ ___________________________________ 08' M3 Sedan / 08' M3 Coupe / 06 M5 / 03' 996 Targa / 01' 740i / 02' M3 coupe / 01' M5 / 01' 740i Sport / 00' 740i / 94' 325is / 94' 535i / 93' 735i / 91' 850i / 91 E30 325i / 87' 325is / 85' 325e coupe / 04' E55 AMG / 72' Citroen SM
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03-21-2013, 06:16 PM	#18
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03-21-2013, 09:40 PM	#22
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