Wheel/tire insurance

[S500GE]

I read on this forum before. I ordered the 19" wheel option and my dealer recommended this insurance after I mentioned reading the post on this forum. It makes sense in SF Bay area with not so good freeways (Hwy101). Comments are welcomed before I spent good $ on this insurance. I had 17" BBS on my old 3 and paid $300 each time to have the rims (multiple times on each wheel) fixed over a 11 year ownership. I haven't read any detail on this insurance so your input will be greatly appreciative.

[HeartMD]

Well I got the tire wheel insurance. I live in queens ny and drive into the city now and then (notorious horrid roads/pots holes), as well as going up and down the I-95 which is also garbage. For me it is a must have considering I like yourself have bent/damaged rims in the past and had to pay $$$ to get them repaired. I figure that over the course of my 5 year finance, the odds are highly against my ZCP wheels, and if at least two of them would get repaired or 3 tires replaced the plan would have paid for itself. Ive heard of some members here that have destroyed multiple rims ie: >4 at which instance the wheel replacement cost would have been much greater then the price for the insurrance. I havnt been to Cali but from what I have heard not roads are created equal. I paid 1200 for 5 years.
Joe

[jqsmooth]

Originally Posted by HeartMD

Well I got the tire wheel insurance. I live in queens ny and drive into the city now and then (notorious horrid roads/pots holes), as well as going up and down the I-95 which is also garbage. For me it is a must have considering I like yourself have bent/damaged rims in the past and had to pay $$$ to get them repaired. I figure that over the course of my 5 year finance, the odds are highly against my ZCP wheels, and if at least two of them would get repaired or 3 tires replaced the plan would have paid for itself. Ive heard of some members here that have destroyed multiple rims ie: >4 at which instance the wheel replacement cost would have been much greater then the price for the insurrance. I havnt been to Cali but from what I have heard not roads are created equal. I paid 1200 for 5 years.
Joe

Joe, thanks for the info. I didn't know that you can only purchase the insurance at the dealership at the point of sale. I paid a little more than you did for the 5 year package. I'm glad I puchased it though, I already scraped the side of my front passenger side wheel. I just picked up the car yesterday! Arggghhhhhhh...

Speaking of which... Does anyone know if they cover the rashes? I looked at the contract looking for the key words, but couldn't find it. Did anyone have their wheel "fixed" after scratching the hell out of them?

Thanks in advance.

[kscarrol]

If you bought the BMW offering, I don't think it covers rash. But i'll have to dig out my paperwork to read the fine print and confirm that...

[eisenb11]

The BMW offering doesn't cover cosmetic damage. Gotta mess that wheel up more to get it replaced! lol

[jqsmooth]

Originally Posted by eisenb11

The BMW offering doesn't cover cosmetic damage. Gotta mess that wheel up more to get it replaced! lol

Thank you guys. I just gotta suck it up and keep driving. Maybe ill get lucky n hit a pothole. Lol! Nuts!

[F80NJM3]

Originally Posted by jqsmooth

Thank you guys. I just gotta suck it up and keep driving. Maybe ill get lucky n hit a pothole. Lol! Nuts!

Or you can just put a nail under your tire and run it over

[jqsmooth]

Originally Posted by blackonred3series

Or you can just put a nail under your tire and run it over

LOL!! I could never do that!!! I cringe just thinking about it. I'm gonna see what they'll do for me at the dealership at the 1200 mile service. We shall see!

[niko]

Originally Posted by blackonred3series

Or you can just put a nail under your tire and run it over

I'm gonna follow your advise ! I already got 2 wheels curb rash

[michelley91]

Originally Posted by blackonred3series

Or you can just put a nail under your tire and run it over

how will nails ruin rims? lol