Better make that a case of scotch...

[kscarrol]

Happened Monday. It has not been a good week for the M3...

I will refrain from any comments on the incident other than to say it is being handled well so far and that thankfully nobody was hurt...

[vincE92M3]

Crap... Sorry to see this.

[WingZeroX5]

Why? Tell us the story?

[kscarrol]

As I said, it is being handled well so far but the incident happened on private property which complicates things. The other party's insurance has said "we have established liability and will pay your body shop directly". But they have not directly accepted full responsibility. I'm pretty sure the language is purely semantics that the lawyers make them say but I don't want a public discourse on the incident that could potentially come back to haunt me. This is also why I did not post anything on Monday until the insurance company made its decision and things moved forward...

[swartzentruber]

What a week, sorry man.

[kscarrol]

No kidding! Makes want to sit in my house with that case of scotch....

[AamirAtl]

While it sucks this happened, it could have been worse. Glad to know no one was injured. I think you are also lucky seeing the center pillar, rocker, A-pillar nor roof were damaged. Looks like all you need is a door assembly.

[kscarrol]

Not sure on the center pillar... The rear door was not impacted but has definitely shifted. Hard to see in the picture but it no longer sit flush.

[redpriest]

Wow, wtf! You have the worst luck, this one is even worse. You didn't have the initial hit repaired yet did you?

[Flying Ace]

so...old lady from down the street in incident one decided to take a bulldozer and finish what she started?

[kscarrol]

Originally Posted by redpriest

Wow, wtf! You have the worst luck, this one is even worse. You didn't have the initial hit repaired yet did you?

No! Her insurance initially said the policy had expired because she had not paid her bill... But they came back today and said they have her payment so the they will honor the claim. Crazy!

To be exact, that hit happened on May 4th and her insurance card showed her policy expiring on May 4th. Of course I called right away to file my claim while she was still covered. They took my claim but the other guy down the street who was also hit was told sorry, the policy was not in force.

I called again today and they told me her payment was due on May 4th and they had not received it. I pressed them, saying that her payment technically wasn't late until midnight on the 4th so that meant her policy was still in effect at 3 pm when the accident happened. The adjuster put me on hold for a time and came back saying "good news, we've received her payment so we'll honor your claim"...

[kscarrol]

Originally Posted by Flying Ace

so...old lady from down the street in incident one decided to take a bulldozer and finish what she started?

Ha!! No, not her...

[Agent-GHQ]

Gawd damn man!!! Makes me want that scotch too!!

But why are you doing the ins work when it should be your ins agent???? Your ins should be on top of this stuff and get your car in the shop asap

[kscarrol]

I'm w/ USAA so I don't have an "agent" in the classical sense. I did not call them for the first, small fender bender as it was not a serious issue. I teach at a local university and last week was exam week and I had a long weekend of grading. I was going to deal with it this week but then the Monday accident happened...

I was going to get them involved if needed but was trying to let her insurance make a decision first. Ultimately they did the right thing...

[tdott]

Originally Posted by kscarrol

I was going to get them involved if needed but was trying to let her insurance make a decision first. Ultimately they did the right thing...

Just curious, how did you contact the other parties insurance company and got them to pay?

[kscarrol]

Originally Posted by tdott

Just curious, how did you contact the other parties insurance company and got them to pay?

I filed the initial claim and they took it without telling me there was an issue. When my neighbor called the next day they told him tough luck, her policy was expired. He told me but I was too busy to fight the ins. company so I was going to deal with it Mon or Tues, but the second accident happened Monday.

At that point I decided to call again to make sure both repairs were performed at the same time and that's when they told me the story I related above, ultimately saying the claim was good. I honestly think when I called out the person on the phone about the timing of the "not yet late" payment they realized they were screwed and had to honor the claim.

All I cared about was getting the car fixed, even if that meant paying out of pocket and taking her to small claims court. We have witnesses who saw her hit both my car and my neighbors truck...

[Three Pedal Steve]

Time for that free rental car from BMW associated with the Takata air bag recall.

[Eau Rouge]

Ugh. I can only imagine your sentiment. Hopefully, all is resolved to your satisfaction.

Speaking of satisfaction... Car repaired + two cases would be even better, amirite?

[BzsBimmer]

Sorry to see this...

[Helmsman]

Oh man, I feel sorry for you! Crash from the right, means your're in trouble with the rules we have over here... Wish you good luck mate!

[Patrón]

Originally Posted by kscarrol

As I said, it is being handled well so far but the incident happened on private property which complicates things. The other party's insurance has said "we have established liability and will pay your body shop directly". But they have not directly accepted full responsibility. I'm pretty sure the language is purely semantics that the lawyers make them say but I don't want a public discourse on the incident that could potentially come back to haunt me. This is also why I did not post anything on Monday until the insurance company made its decision and things moved forward...

everything is replaceable except pets and family. rebuild it or get a new one as long as you, a passenger or the other driver wasn't hurt, it's all good. i love scotch.

[///M Power-Belgium]

Ohhh no...Ken , wow wow wow !
Second accident in a few weeks , honestly this makes me really sad because I know you really love your car .

Saw your "center pillar" ....mmmm , the center pillar is the weak part of every car and that's no joke to repair it perfectly..
If the center pillar is not repaired correctly , your door jam will not seal enough against the sealings , and this can create wind noises !
And cheers Ken , I'll drink a Scotch as well
Feel sorry about your luck .

I have no religion , but let's hope this can help ...