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      03-05-2014, 11:19 PM   #1
Jbmw21
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M4 finance quote from dealer

Are these numbers correct first time financing 72 month finance msrp 77,000 click on picture for deal
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      03-06-2014, 08:15 AM   #2
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3.34% is the standard BMWNA interest rate for March. It is a competitive rate for a 72 months loan. You can get lower rate loan at Penfed or local credit union with a shorter term.

For that type of monthly payment, perhaps a lease is more appropriate. On the other hand, if one decide to mod the car heavily and use the vehicle for tracking, it may not be a bad idea.
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      03-06-2014, 11:45 AM   #3
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The numbers look correct. If you value this car and it is worth the payment, enjoy it. I am leasing and my payment is going through my medical practice. It will be likely 1050 a month with 12K miles and $5k total out of pocket. I am weighing the value system for this large payment myself.

But if math is your question, it is pretty much on point with the %APR pretty standard for BMW.
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      03-06-2014, 12:03 PM   #4
Jbmw21
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Quote:
The numbers look correct. If you value this car and it is worth the payment, enjoy it. I am leasing and my payment is going through my medical practice. It will be likely 1050 a month with 12K miles and $5k total out of pocket. I am weighing the value system for this large payment myself.

But if math is your question, it is pretty much on point with the %APR pretty standard for BMW.
Thanks very much
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      03-07-2014, 01:32 PM   #5
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I will say that you can do better on the rate.

I can get 1.99% with NavyFed. I'd shop around if I were you.
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      03-07-2014, 02:10 PM   #6
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Quote:
Originally Posted by jbockrd View Post
The numbers look correct. If you value this car and it is worth the payment, enjoy it. I am leasing and my payment is going through my medical practice. It will be likely 1050 a month with 12K miles and $5k total out of pocket. I am weighing the value system for this large payment myself.

But if math is your question, it is pretty much on point with the %APR pretty standard for BMW.
Hey I am doing the same thing leasing through my medical practice. How did u come up with that monthly payment? U are in Philly suburbs? what type of practice?
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      03-07-2014, 02:33 PM   #7
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Hey I am doing the same thing leasing through my medical practice. How did u come up with that monthly payment? U are in Philly suburbs? what type of practice?
Mine came from 2 different CAs. Mount Laurel and Thompson. My practice is GI nutrition. I'm a private practice dietitian with a doctorate specializing in GI surgeries and oncology.
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      03-07-2014, 02:45 PM   #8
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Cool, i met u at Detroit Show. I do Orthopedic Spine surgery in San diego..
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      03-07-2014, 03:07 PM   #9
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Not a bad deal for 72 month. Local credit union here can get you 3.7% for 84 month or 2.4% for 72 month with no money down
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      03-07-2014, 04:44 PM   #10
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Cool, i met u at Detroit Show. I do Orthopedic Spine surgery in San diego..
Holy crap!!! That's right!! That was fun to have that personal attention they gave us
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      03-07-2014, 07:52 PM   #11
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I will say that you can do better on the rate.

I can get 1.99% with NavyFed. I'd shop around if I were you.
I forgot to mention that was for 72 months.
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