BMW Car Insurance

M4dski11z · 12-31-2013, 07:29 AM

Just phoned up to arrange my free 7 days insurance and they did an annual quote at the same time. Absolutely shocked at the price it came back with despite them mirroring my 12 years no claims. They wanted £1150 a year

. A crazy price considering I have quotes at £550 with no NCD (I'm keeping my 12 years on another car).

Has anyone actually taken out BMW insurance. If so, how comparable was it to using Go Compare and other price comparison sites?

doomsday runner · 12-31-2013, 07:44 AM

Quote:

Originally Posted by Ray335d

Just phoned up to arrange my free 7 days insurance and they did an annual quote at the same time. Absolutely shocked at the price it came back with despite them mirroring my 12 years no claims. They wanted £1150 a year

. A crazy price considering I have quotes at £550 with no NCD (I'm keeping my 12 years on another car).

Has anyone actually taken out BMW insurance. If so, how comparable was it to using Go Compare and other price comparison sites?

4 years ago they quoted me £1250 for my Z4M Roadster, I was only paying £750 for my 997 Turbo with Porsche Insurance (Marsh) who also through in 2 days track day cover.

clinton.white · 12-31-2013, 07:49 AM

There quite was about the same as I was quoted at Admiral but had a lover Excess of £150 and so I went with them (Allianz).

I must admit I was surprised!!

dazzapb · 12-31-2013, 07:59 AM

I used them years ago, underwritten by UK insurance, now it seems to be Allianz Insurance as Clinton mentioned. They were ok (no increase) with the 335i piggyback and non RFT's

then all of a sudden were too expensive perhaps when they changed underwriter?

rocketretro · 12-31-2013, 08:53 AM

My insurance was due to renewed on 01/01/14 so went to BMW, saved £10 on renewal from Admiral, not a lot but cover slightly better. Full NCD, legal protection, NCD protected, drive other cars etc. £320 not bad really and if by chance it needs a repair will go to BMW and BMW hire car supplied.

M4dski11z · 12-31-2013, 10:26 AM

Ok thanks guys.

I think I'll give them anther call just in case they made a mistake with my details.

NISFAN · 12-31-2013, 10:30 AM

I'm with BMW, was about the same as other 'proper' insurance companies (i.e. Not internet brokers). Car gets fixed at a BMW repair shop swung it for me. Just had a renewal from them and they have dropped the price by £100.

SGLL66 · 01-02-2014, 06:57 AM

They quoted me £4k for cover on my M5, in the end I got it covered at £1.5k for any driver over 25!!!!

F30AM · 01-02-2014, 08:03 AM

BMW Insurance were too expensive. I am with LV, Central London, £450, 5 years NCD + NCD Protection, £200 total excess. It was cheaper buying directly from them than from the Internet Insurance Comparison websites.

bwrlane · 01-02-2014, 09:04 AM

Strange. I paid £345 for mine with BMW insurance. I didn't bother getting other quotes as this looked competitive. Obviously it varies with the individual, due to age (me 44, wife 43), NCD (several years) and location (Berkshire), but this seemed like a pretty good price to me.

M4dski11z · 01-02-2014, 01:33 PM

Quote:

Originally Posted by bwrlane

Strange. I paid £345 for mine with BMW insurance. I didn't bother getting other quotes as this looked competitive. Obviously it varies with the individual, due to age (me 44, wife 43), NCD (several years) and location (Berkshire), but this seemed like a pretty good price to me.

Yeah that's really cheap. Cheapest I've had a quote for is £382, that's with my 12 years NCD, 35, 3 points, Berkshire also. I think it was Quotemehappy. So far I've got a quote with no no claims and everything else the same at £580 ish, which isn't too bad considering. I'll be phoning BMW insurance again next week though, just in case.

PurpleTT · 01-02-2014, 02:09 PM

My quote from Directline was a nadge over £500, then BMW were at £550 which surprised me. So I've stayed with Dirtectline and will barter in June when it comes up again. Age 50, garaged, wife included, 18 years NCB etc

As per NISFAN the BMW repair bit will probably swing it if there's only a *** paper between them.

EDIT - wow I've been auto censored !!! Can anyone guess what *** is?

rocketretro · 01-02-2014, 05:57 PM

Nice one... I think we all can! you set the alarm off when you got the word 'nadge' in, whatever that means. I will check my encyclopaedia of urban slang and expressions when back to work.

sahajesh · 01-02-2014, 06:10 PM

Quote:

Originally Posted by Rocketretro

Nice one... I think we all can! you set the alarm off when you got the word 'nadge' in, whatever that means. I will check my encyclopaedia of urban slang and expressions when back to work.

NATO Air Defence Ground Environment?

http://www.nspa.nato.int/en/organiza...WSES/nadge.htm

Surely not!!

steddyman · 01-02-2014, 06:16 PM

Give Hastings Direct a go. My 320d E92 was £850 a year with Direct Line and they wanted another £300 a year on top for the new 330d. That's with full NCD but one accident 12 months ago.

Hastings Direct were £400 a year for the 330d and that included extra cover such a replacement key cover, European cover, etc that the other policy didn't. Seem to be a up and coming company and they even validated my NCD while I was on the phone to them electronically.

12-31-2013, 07:29 AM	#1
M4dski11z Captain 35 Rep 673 Posts Drives: M440i Join Date: Nov 2013 Location: UK iTrader: (0)	BMW Car Insurance Just phoned up to arrange my free 7 days insurance and they did an annual quote at the same time. Absolutely shocked at the price it came back with despite them mirroring my 12 years no claims. They wanted £1150 a year . A crazy price considering I have quotes at £550 with no NCD (I'm keeping my 12 years on another car). Has anyone actually taken out BMW insurance. If so, how comparable was it to using Go Compare and other price comparison sites?
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12-31-2013, 07:49 AM	#3
clinton.white Private 11 Rep 94 Posts Drives: 328ise F30 Join Date: May 2013 Location: Leicester, UK iTrader: (0)	There quite was about the same as I was quoted at Admiral but had a lover Excess of £150 and so I went with them (Allianz). I must admit I was surprised!!
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12-31-2013, 07:59 AM	#4
dazzapb Brigadier General 1050 Rep 3,154 Posts Drives: 2019 X3M Comp Join Date: Feb 2006 Location: SW London iTrader: (0)	I used them years ago, underwritten by UK insurance, now it seems to be Allianz Insurance as Clinton mentioned. They were ok (no increase) with the 335i piggyback and non RFT's then all of a sudden were too expensive perhaps when they changed underwriter?
	Appreciate 0 Quote

12-31-2013, 08:53 AM	#5
rocketretro Captain 180 Rep 761 Posts Drives: M235i Coupe Join Date: Mar 2013 Location: South Coast iTrader: (0) Garage List 2015 BMW M235i [0.00] 2017 BMW X3 xDrive3 ... [0.00]	My insurance was due to renewed on 01/01/14 so went to BMW, saved £10 on renewal from Admiral, not a lot but cover slightly better. Full NCD, legal protection, NCD protected, drive other cars etc. £320 not bad really and if by chance it needs a repair will go to BMW and BMW hire car supplied. __________________
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12-31-2013, 10:26 AM	#6
M4dski11z Captain 35 Rep 673 Posts Drives: M440i Join Date: Nov 2013 Location: UK iTrader: (0)	Ok thanks guys. I think I'll give them anther call just in case they made a mistake with my details.
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12-31-2013, 10:30 AM	#7
NISFAN Major General 3489 Rep 9,709 Posts Drives: BMW M2 Join Date: Aug 2012 Location: Bedford UK iTrader: (0)	I'm with BMW, was about the same as other 'proper' insurance companies (i.e. Not internet brokers). Car gets fixed at a BMW repair shop swung it for me. Just had a renewal from them and they have dropped the price by £100.
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01-02-2014, 06:57 AM	#8
SGLL66 Private First Class 54 Rep 160 Posts Drives: Cayenne GTS, 911 GTS & M4 GTS Join Date: Jul 2013 Location: UK iTrader: (0)	They quoted me £4k for cover on my M5, in the end I got it covered at £1.5k for any driver over 25!!!!
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01-02-2014, 08:03 AM	#9
F30AM Major General 706 Rep 5,021 Posts Drives: F30 330d M Sport sDrive Join Date: Aug 2012 Location: London, UK iTrader: (0)	BMW Insurance were too expensive. I am with LV, Central London, £450, 5 years NCD + NCD Protection, £200 total excess. It was cheaper buying directly from them than from the Internet Insurance Comparison websites. __________________ Previous: Superman 330d sDrive M Sport + Toys Present: Red Tornado Golf 7R 5 Dr, DSG + Toys
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01-02-2014, 09:04 AM	#10
bwrlane Lieutenant 154 Rep 590 Posts Drives: 340i F31 MPPSK Join Date: May 2013 Location: Reading, UK iTrader: (0)	Strange. I paid £345 for mine with BMW insurance. I didn't bother getting other quotes as this looked competitive. Obviously it varies with the individual, due to age (me 44, wife 43), NCD (several years) and location (Berkshire), but this seemed like a pretty good price to me.
	Appreciate 0 Quote

01-02-2014, 02:09 PM	#12
PurpleTT Major 371 Rep 1,216 Posts Drives: 335d F30 MSport Join Date: Sep 2013 Location: South East iTrader: (0)	My quote from Directline was a nadge over £500, then BMW were at £550 which surprised me. So I've stayed with Dirtectline and will barter in June when it comes up again. Age 50, garaged, wife included, 18 years NCB etc As per NISFAN the BMW repair bit will probably swing it if there's only a * paper between them. EDIT - wow I've been auto censored !!! Can anyone guess what * is? __________________ M3 Azurite Black now instead of the 335d. Roughly the same really.
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01-02-2014, 05:57 PM	#13
rocketretro Captain 180 Rep 761 Posts Drives: M235i Coupe Join Date: Mar 2013 Location: South Coast iTrader: (0) Garage List 2015 BMW M235i [0.00] 2017 BMW X3 xDrive3 ... [0.00]	Nice one... I think we all can! you set the alarm off when you got the word 'nadge' in, whatever that means. I will check my encyclopaedia of urban slang and expressions when back to work. __________________
	Appreciate 0 Quote

01-02-2014, 06:16 PM	#15
steddyman Lieutenant 40 Rep 458 Posts Drives: BMW F30 330D M-Sport Auto Join Date: Nov 2013 Location: UK iTrader: (0)	Give Hastings Direct a go. My 320d E92 was £850 a year with Direct Line and they wanted another £300 a year on top for the new 330d. That's with full NCD but one accident 12 months ago. Hastings Direct were £400 a year for the 330d and that included extra cover such a replacement key cover, European cover, etc that the other policy didn't. Seem to be a up and coming company and they even validated my NCD while I was on the phone to them electronically.
	Appreciate 0 Quote