Car got caught in a flash flood last night

mjf5012 · 06-28-2013, 09:16 AM

We got some heavy rain in State College, PA last night and I got caught in a flash flood. The car actually floated to the other side of the road. My engine cut out and water was rushing in up to the seats. BMW paid to have it towed to the nearest dealer which was nice. The insurance adjuster looked at it this morning and says it is a total loss. Not sure what to do now...

Jamesons Viggen · 06-28-2013, 09:29 AM

Order a '14 which has a few new/added features? Take advantage of anything you missed out on the first time around.

Or, maybe find a 335 on the lot and work a deal to get it for the same price as a 328.

I always try and make the best of a bad situation and UPGRADE when I can.

mntbiker · 06-28-2013, 09:30 AM

Oh man, that's terrible. I went to school at PSU.. is this the flood?

mjf5012 · 06-28-2013, 09:32 AM

Haha. Yeah. I was on Westerly Parkway. I'm not sure if I will get another BMW or not. I did think about the 335...

mjf5012 · 06-28-2013, 09:44 AM

What are the new standard features on the '14 models?

Pauleebe · 06-28-2013, 10:09 AM

Quote:

Originally Posted by mjf5012

What are the new standard features on the '14 models?

Not really any other than upgraded iDrive for example. This is why the price increase was only $600 for the 328 and $400 for the 335.

Jamesons Viggen · 06-28-2013, 10:13 AM

Quote:

Originally Posted by mjf5012

What are the new standard features on the '14 models?

Quote:

Originally Posted by dwalls90

Not really any other than upgraded iDrive for example. This is why the price increase was only $600 for the 328 and $400 for the 335.

You also get launch control.

finaloption · 06-28-2013, 10:18 AM

oh man, that sucks.. hope it was a lease

Dan_335i · 06-28-2013, 11:26 AM

when ur car was a total loss do to the rain/water does ur insurance premiums go up?

Pauleebe · 06-28-2013, 11:32 AM

Quote:

Originally Posted by finaloption

oh man, that sucks.. hope it was a lease

I don't. If he put cash down, it's totally gone :/

Pauleebe · 06-28-2013, 11:32 AM

Quote:

Originally Posted by Dan_335i

when ur car was a total loss do to the rain/water does ur insurance premiums go up?

Hope not. It's not like he was at fault, but I guess each insurance carrier varies.

I'm also curious about this though!

64-bit · 06-28-2013, 11:39 AM

Quote:

Originally Posted by Dan_335i

when ur car was a total loss do to the rain/water does ur insurance premiums go up?

No, it will not go up, as it did happen to me once with my 2006 325i then I got a 2007 335xi

Upgrade that sucker!

ArchJR · 06-28-2013, 12:28 PM

That is why I never put money down on a lease. I had a Jetta totaled in a flash flood and a TSX totaled by a driver who ran a stop sign. In both cases I somehow got back money after the leases were settled, even though the cars were both less than a year old.

My premiums did not increase in either case.

Bimmerfestool · 06-28-2013, 12:44 PM

Quote:

Originally Posted by Jamesons Viggen

You also get launch control.

Is this actually confirmed for the US-spec 2014 3 series? I know there was a general worldwide BMW communication about 2014 models get the launch control, but it wasn't too clear which markets were included in this. I haven't seen a 2014 US 3 series brochure that confirms this yet.

mjf5012 · 06-28-2013, 02:04 PM

Thanks for the replies. It was a lease and I only put down the max MSDs. I don't want another 328...the engine sounding like a diesel is getting on my nerves.

R12ax7 · 06-28-2013, 03:06 PM

Quote:

Originally Posted by mjf5012

Thanks for the replies. It was a lease and I only put down the max MSDs. I don't want another 328...the engine sounding like a diesel is getting on my nerves.

you'll get the MSDs back, I specifically asked that question when I was considering doing that a month ago.

06-28-2013, 09:16 AM	#1
mjf5012 Private 38 Rep 80 Posts Drives: 2024 M3 Comp xDrive Join Date: Dec 2012 Location: State College, PA iTrader: (0)	Car got caught in a flash flood last night We got some heavy rain in State College, PA last night and I got caught in a flash flood. The car actually floated to the other side of the road. My engine cut out and water was rushing in up to the seats. BMW paid to have it towed to the nearest dealer which was nice. The insurance adjuster looked at it this morning and says it is a total loss. Not sure what to do now...
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06-28-2013, 09:29 AM	#2
Jamesons Viggen Brigadier General 194 Rep 3,780 Posts Drives: '98 M Roadster stg 2+ S/C Join Date: Jul 2012 Location: Rochester Hills MI iTrader: (3)	Order a '14 which has a few new/added features? Take advantage of anything you missed out on the first time around. Or, maybe find a 335 on the lot and work a deal to get it for the same price as a 328. I always try and make the best of a bad situation and UPGRADE when I can. __________________ '98 Dinan/RMS stage 2+(VAC cams, CES Cutring etc) '15 Buick Regal "T"(wife) '06 Saab 9-5 Combi 5mt (full suspension, LSD, clipped turbo etc)
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06-28-2013, 09:30 AM	#3
mntbiker Captain 123 Rep 616 Posts Drives: F15 X5 Join Date: Aug 2010 Location: Raleigh, NC iTrader: (0)	Oh man, that's terrible. I went to school at PSU.. is this the flood?
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06-28-2013, 09:32 AM	#4
mjf5012 Private 38 Rep 80 Posts Drives: 2024 M3 Comp xDrive Join Date: Dec 2012 Location: State College, PA iTrader: (0)	Haha. Yeah. I was on Westerly Parkway. I'm not sure if I will get another BMW or not. I did think about the 335...
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06-28-2013, 09:44 AM	#5
mjf5012 Private 38 Rep 80 Posts Drives: 2024 M3 Comp xDrive Join Date: Dec 2012 Location: State College, PA iTrader: (0)	What are the new standard features on the '14 models?
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06-28-2013, 10:18 AM	#8
finaloption Captain 187 Rep 632 Posts Drives: '13 f30 n26 Join Date: Jan 2013 Location: NYC iTrader: (0)	oh man, that sucks.. hope it was a lease
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06-28-2013, 11:26 AM	#9
Dan_335i Captain 102 Rep 936 Posts Drives: 2014 335i EBII MSport Join Date: Aug 2012 Location: toronto iTrader: (0)	when ur car was a total loss do to the rain/water does ur insurance premiums go up?
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06-28-2013, 12:28 PM	#13
ArchJR Lieutenant 205 Rep 459 Posts Drives: 2024 i4 xDrive40 Join Date: Mar 2013 Location: United States iTrader: (0)	That is why I never put money down on a lease. I had a Jetta totaled in a flash flood and a TSX totaled by a driver who ran a stop sign. In both cases I somehow got back money after the leases were settled, even though the cars were both less than a year old. My premiums did not increase in either case.
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06-28-2013, 02:04 PM	#15
mjf5012 Private 38 Rep 80 Posts Drives: 2024 M3 Comp xDrive Join Date: Dec 2012 Location: State College, PA iTrader: (0)	Thanks for the replies. It was a lease and I only put down the max MSDs. I don't want another 328...the engine sounding like a diesel is getting on my nerves.
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