Tire Insurance??

chromerl · 05-16-2007, 06:26 PM

I'm in the process of signing the papers on my lease for a BMW 328i, and while I was talking with the Office Manager, he offered me tire insurance for an extra $6.99 a month CDN that will cover any flats.
He highly reccommended it as he said a flat would cost me approximately $500CDN to replace per tire.

Not sure if it's worth the extra money, so help me out!

Did anyone else buy tire insurance??

BKsBimmer · 05-16-2007, 06:29 PM

Quote:

Originally Posted by chromerl

I'm in the process of signing the papers on my lease for a BMW 328i, and while I was talking with the Office Manager, he offered me tire insurance for an extra $6.99 a month CDN that will cover any flats.
He highly reccommended it as he said a flat would cost me approximately $500CDN to replace per tire.

Not sure if it's worth the extra money, so help me out!

Did anyone else buy tire insurance??

Yes ... get it. I paid $700.00 for it exactly 1 year ago. I've had four flat tires and 3 bent rims within that time ... all covered by the wheel and tire insurance. It's more than paid for itself already.

just4kickz · 05-16-2007, 06:31 PM

if your planning on sticking to oem wheels/tires... might as well buy it... the insurance has been good for me... on several occasions.

RokX · 05-16-2007, 06:32 PM

It is definitely worth it. I got it no questions asked. Got it in writing they will cover ANY wheels too.

chromerl · 05-16-2007, 07:49 PM

Wow! This sounds good. I will be sure to opt for it.
Is the policy basically no-frills??? I hate when I get the run around with dealers to get something done.

montreal_bimmer · 05-16-2007, 11:06 PM

for 6.99 its worth it..... JUST IN CASE...

545Driver05 · 05-17-2007, 03:34 PM

I was at the dealer and they offer me the plan for $695. I went online and found the same 5 year coverage for $299 at www.DealerServicesOnline.com

musoo · 05-17-2007, 05:00 PM

I bought the tire issurance the day I got my E90 in North Van. The sales recommended it and I believe that a flat tire does cost a lot to replace. It really sounded secure at that moment.
If you will not do any mods on your wheels, a 6.99 extra per month is reasonable. and ask yourself, how often have you run a flat tire?

Booboo12 · 05-18-2007, 03:00 PM

what does the Tire and Wheel coverage actually cover? I understand bent rims, but does it actually cover nails and punctures too? Just wondering if there are any gotcha's involved where you get told - "No, the wheel just fell off and that's not covered... , It's still a wheel..."

slalomfever · 05-18-2007, 03:08 PM

depends on what comany its with...if it's with NSD, they will cover potholes, rocks, wood debris, plastic or composite scraps or any item causing tire, wheel or rimdamage beyond normal wear and tear. Their coverage will include repair or replacement of any wheel and tire including mounting, balancing and taxes.

Booboo12 · 05-19-2007, 07:58 PM

So the "Tire and Wheels" Maintenance offered when you buy a new BMW isn't a BMWUSA service? It's a dealer deal?

E90330iS · 05-20-2007, 05:54 PM

It should be worth it if you are sticking to everything OEM, wheels and tires.

rmorin49 · 05-20-2007, 07:15 PM

Check out theautoclub.com. As long as you aren't in CA, their policy is very competitive. They offer tire only coverage or tire and wheel coverage.

choatie88 · 05-20-2007, 08:09 PM

Wow, theautoclub.com is $28/year for tire & wheel warranty in Illinois. Seems too good to be true - does anyone have experience dealing with them for a claim?

Booboo12 · 05-20-2007, 09:49 PM

In order to up the Coverage Amount per Claim, you'll be paying more than $28 a year to cover both tire and rims... But this definately makes me wonder about the Tire and wheel warranty offered at the dealer.. It'll be a few days before I find out, but I'll let you know when I get a copy of the paperwork.

choatie88 · 05-21-2007, 11:02 AM

I don't see any option to increase the coverage amount there... they just give me $20 for repair and $350 for replacement. Please let me know when you get the paperwork; they don't seem to have any contract details on their site (which is kinda sketchy).

dan8131 · 05-21-2007, 12:01 PM

Quote:

Originally Posted by choatie88

I don't see any option to increase the coverage amount there... they just give me $20 for repair and $350 for replacement. Please let me know when you get the paperwork; they don't seem to have any contract details on their site (which is kinda sketchy).

Agreed. Has anyone called them directly and spoken to someone about the claim process?

Franciebaby · 05-21-2007, 02:20 PM

This insurance is certainly recommended but in a previous thread there were some BMW owners that said beware of policies outside the dealership. Reason being when they actually had a claim, they had to pay first and then get reimbursed...not that way with the dealer's policy.

myfirstbmw335i · 05-22-2007, 02:45 AM

I bought it for my 335i. Needed it only 2 months later. Un-repairable puncture in tire...tire/labor/fees....all Covered.....over $500 bucks for one run-flat replacement....WELL WORTH IT....My coverage also covers any wheel on car damaged for any reason....
Only disclaimer on tires: must still have 3/32nds tread remaining to be covered...coverage does then extend to new set of tires as well....

Here's hoping I get puncture on all 4 tires every 20k miles ;-)

Booboo12 · 05-22-2007, 09:09 PM

just got the tire and wheel brochure from the bmw shop... it covers punctures and all... myfirstbmw335i is accurate - 3/32nds tread required...

here some more of the details:
5 year (looks like they have a 3 year too)
tire\wheel\mounting and balancing\valve stems\labor\tax covered...
24 hr roadside assistance

pre-authorization required for service
damage from uneven lanes and metal plates on roads are not covered... neither are curb hits

I'm kinda inclined to do the dealer tire and wheel contract - a tab more expensive of course, but hopefully not a lot of hastle...

Anyone out there use the ROADS-INTIRE service and have any claims experience???

05-16-2007, 06:26 PM	#1
chromerl Second Lieutenant 10 Rep 220 Posts Drives: B/S 335i Join Date: Mar 2007 Location: T-DOT iTrader: (0)	Tire Insurance?? I'm in the process of signing the papers on my lease for a BMW 328i, and while I was talking with the Office Manager, he offered me tire insurance for an extra $6.99 a month CDN that will cover any flats. He highly reccommended it as he said a flat would cost me approximately $500CDN to replace per tire. Not sure if it's worth the extra money, so help me out! Did anyone else buy tire insurance??
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05-16-2007, 06:31 PM	#3
just4kickz boku no namae ha... 336 Rep 11,025 Posts Drives: 2006 BS 330i Join Date: Feb 2006 Location: S. Bay Area, CA + Newark, NJ + ChiCity + True Blue iTrader: (11) Garage List 2006 E90 330i [0.00]	if your planning on sticking to oem wheels/tires... might as well buy it... the insurance has been good for me... on several occasions. __________________ looking for a PreLCI Black Sapphire e90 front bumper without license plate holes "Akimbo shotguns. Broken wrists anyone? And don't give me that 'it's just a game' bull**. Where the are my akimbo interventions then?! One scope on each eye mother**er!!"
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05-16-2007, 06:32 PM	#4
RokX '07 E92 335i SOLD 21 Rep 452 Posts Drives: '08 Jeep SRT8, SC'd '06 GTO Join Date: Nov 2006 Location: Denver CO iTrader: (0)	It is definitely worth it. I got it no questions asked. Got it in writing they will cover ANY wheels too. __________________
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05-16-2007, 07:49 PM	#5
chromerl Second Lieutenant 10 Rep 220 Posts Drives: B/S 335i Join Date: Mar 2007 Location: T-DOT iTrader: (0)	Wow! This sounds good. I will be sure to opt for it. Is the policy basically no-frills??? I hate when I get the run around with dealers to get something done.
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05-16-2007, 11:06 PM	#6
montreal_bimmer OEMconcept 174 Rep 5,593 Posts Drives: BMW Join Date: Feb 2006 Location: Canada \| USA iTrader: (6) Garage List 2006 325i [10.00]	for 6.99 its worth it..... JUST IN CASE...
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05-17-2007, 03:34 PM	#7
545Driver05 New Member 0 Rep 6 Posts Drives: 2005 545 Join Date: May 2007 Location: New York iTrader: (0)	Tire and Wheel Warranty I was at the dealer and they offer me the plan for $695. I went online and found the same 5 year coverage for $299 at www.DealerServicesOnline.com
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05-17-2007, 05:00 PM	#8
musoo I F**KIN' Luv Coloring 35 Rep 504 Posts Drives: '06 325i Join Date: Nov 2006 Location: Vancouver iTrader: (2)	I bought the tire issurance the day I got my E90 in North Van. The sales recommended it and I believe that a flat tire does cost a lot to replace. It really sounded secure at that moment. If you will not do any mods on your wheels, a 6.99 extra per month is reasonable. and ask yourself, how often have you run a flat tire? __________________ '06 Black Sapphire Metallic E90 / OEM M tech / 50% front & 20% rear tint / Rota Torque 18'x8.5 ET35 18'x9.5 ET30/ H&R Sport Spring / Black Matt Kidney Grill / Blackline Tail Light / Predator ICE Angel Eye / Eisenmann Quads http://www.e90post.com/forums/showthread.php?t=157780
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05-18-2007, 03:00 PM	#9
Booboo12 Private First Class 57 Rep 179 Posts Drives: 328i Sedan 2007 Join Date: May 2007 Location: Austin Texas iTrader: (0)	what does the Tire and Wheel coverage actually cover? I understand bent rims, but does it actually cover nails and punctures too? Just wondering if there are any gotcha's involved where you get told - "No, the wheel just fell off and that's not covered... , It's still a wheel..."
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05-18-2007, 03:08 PM	#10
slalomfever 1097 Rep 2,151 Posts Drives: Nardo Grey F80 Join Date: Mar 2007 Location: Long Island, NY iTrader: (5)	depends on what comany its with...if it's with NSD, they will cover potholes, rocks, wood debris, plastic or composite scraps or any item causing tire, wheel or rimdamage beyond normal wear and tear. Their coverage will include repair or replacement of any wheel and tire including mounting, balancing and taxes.
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05-19-2007, 07:58 PM	#11
Booboo12 Private First Class 57 Rep 179 Posts Drives: 328i Sedan 2007 Join Date: May 2007 Location: Austin Texas iTrader: (0)	So the "Tire and Wheels" Maintenance offered when you buy a new BMW isn't a BMWUSA service? It's a dealer deal?
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05-20-2007, 05:54 PM	#12
E90330iS Major General 143 Rep 6,333 Posts Drives: BMW M4 Join Date: Jan 2006 Location: Arcadia, California iTrader: (56) Garage List 2006 330i [0.00]	It should be worth it if you are sticking to everything OEM, wheels and tires. __________________ 2017 BMW M4 DCT Lease Transfer: https://f80.bimmerpost.com/forums/sh...8#post23736398
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05-20-2007, 07:15 PM	#13
rmorin49 Major 53 Rep 1,162 Posts Drives: 11 335d/10 Z4 s30i Join Date: Nov 2006 Location: Hagerstown, MD iTrader: (1)	Check out theautoclub.com. As long as you aren't in CA, their policy is very competitive. They offer tire only coverage or tire and wheel coverage. __________________ Colonel (Retired), US Army/Hagerstown, MD 2016 518ixdrive/MSport AW/Ivory White ED-01-10 2010 Z4s30i AW/Beige/Burl/ 6MT/SP/PP/CWP/NAV/ipod/USB/CA (retired) 2011 335d BS/Oyster/PP/CWP/NAV/ipod/USB(Daily Driver) 30+ mpg(retired)
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05-20-2007, 08:09 PM	#14
choatie88 Second Lieutenant 9 Rep 205 Posts Drives: iX, Volvo XC90, McLaren 12C Join Date: Feb 2007 Location: Greenwich, CT iTrader: (0)	Wow, theautoclub.com is $28/year for tire & wheel warranty in Illinois. Seems too good to be true - does anyone have experience dealing with them for a claim? __________________ 335i E93 Monaco/Beige ZPP ZSP ZCW 322 507 6FL ZPD
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05-20-2007, 09:49 PM	#15
Booboo12 Private First Class 57 Rep 179 Posts Drives: 328i Sedan 2007 Join Date: May 2007 Location: Austin Texas iTrader: (0)	In order to up the Coverage Amount per Claim, you'll be paying more than $28 a year to cover both tire and rims... But this definately makes me wonder about the Tire and wheel warranty offered at the dealer.. It'll be a few days before I find out, but I'll let you know when I get a copy of the paperwork.
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05-21-2007, 11:02 AM	#16
choatie88 Second Lieutenant 9 Rep 205 Posts Drives: iX, Volvo XC90, McLaren 12C Join Date: Feb 2007 Location: Greenwich, CT iTrader: (0)	I don't see any option to increase the coverage amount there... they just give me $20 for repair and $350 for replacement. Please let me know when you get the paperwork; they don't seem to have any contract details on their site (which is kinda sketchy). __________________ 335i E93 Monaco/Beige ZPP ZSP ZCW 322 507 6FL ZPD
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05-21-2007, 02:20 PM	#18
Franciebaby Second Lieutenant 10 Rep 297 Posts Drives: 2009 328i AW prem,nav,sat,ca Join Date: May 2007 Location: Jackson, Ms iTrader: (1)	This insurance is certainly recommended but in a previous thread there were some BMW owners that said beware of policies outside the dealership. Reason being when they actually had a claim, they had to pay first and then get reimbursed...not that way with the dealer's policy.
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05-22-2007, 02:45 AM	#19
myfirstbmw335i myfirstbmw335i 17 Rep 349 Posts Drives: 335i 6-Speed, NAV, Sport Join Date: Nov 2006 Location: Nashville, Tennessee iTrader: (0)	I bought it for my 335i. Needed it only 2 months later. Un-repairable puncture in tire...tire/labor/fees....all Covered.....over $500 bucks for one run-flat replacement....WELL WORTH IT....My coverage also covers any wheel on car damaged for any reason.... Only disclaimer on tires: must still have 3/32nds tread remaining to be covered...coverage does then extend to new set of tires as well.... Here's hoping I get puncture on all 4 tires every 20k miles ;-)
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05-22-2007, 09:09 PM	#20
Booboo12 Private First Class 57 Rep 179 Posts Drives: 328i Sedan 2007 Join Date: May 2007 Location: Austin Texas iTrader: (0)	just got the tire and wheel brochure from the bmw shop... it covers punctures and all... myfirstbmw335i is accurate - 3/32nds tread required... here some more of the details: 5 year (looks like they have a 3 year too) tire\wheel\mounting and balancing\valve stems\labor\tax covered... 24 hr roadside assistance pre-authorization required for service damage from uneven lanes and metal plates on roads are not covered... neither are curb hits I'm kinda inclined to do the dealer tire and wheel contract - a tab more expensive of course, but hopefully not a lot of hastle... Anyone out there use the ROADS-INTIRE service and have any claims experience???
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