Someone backed into me at work :(

zirc · 06-20-2011, 06:27 PM

Co-worker reversed out and hit the side of my car, so upset - he was honest - came and told me about it - we exchanged insurance information - minor indent/damage to back bumper - most likely will have to get the whole thing replaced - any recommendations on what shops to go for quotes?

When I look at bmwusa.com the only certified collision repair shop in the area is "Murray BMW of Denver CCRC" - that can't be right? Anyone have any words of wisdom/past experiences to help me out here?

Thanks,

Zba · 06-20-2011, 06:36 PM

My car is going to Murray aka Body Works this Thursday. I'll let you know how it turns out. If I remember correctly, Racey had his car repaired there too and it looks good

zirc · 06-20-2011, 07:05 PM

Quote:

Originally Posted by Zba

My car is going to Murray aka Body Works this Thursday. I'll let you know how it turns out. If I remember correctly, Racey had his car repaired there too and it looks good

Are they really the only certified shop in CO?

I've never been in this situation before - should I call my insurance company? Or do I just go get the quote and then the shop handles it? Do I contact his insurance?

Bimmer This · 06-20-2011, 07:14 PM

you shouldn't have to deal with your insurance company. You should be able to take it to any body shop that you feel comfortable with.

raceyBMW · 06-20-2011, 08:53 PM

Yeah, I used them....they did an excellent job on the body work.

zirc · 06-20-2011, 09:14 PM

Quote:

Originally Posted by raceyBMW

Yeah, I used them....they did an excellent job on the body work.

Here's a picture of the damage:

I'm freaking out a bit - do I call my insurance and let them battle it out?

Should I go into Murray tomorrow and get a quote?

Zba · 06-20-2011, 09:23 PM

First, just relax. It will get taken care of. Second, in the case of my accident, the other guy got a ticket so he was totally at fault (it just so happened that a cop saw the whole thing). I got to work and called my insurance company and my agent said he only needs to get involved if the other guys insurance company starts giving me the run around.

I then immediately called HIS insurance company just to "say hello" and let them know that I wanted this taken care of.
If there were no cops involved I would still call my agent just so he knows whats going on. I don't know how other companies work, but my claim is with Progressive and I can take my car anywhere, hence the reason I am going to Body Works.

If the guy's insurance company jerks you around, get your agent involved and everything will be taken care of.
Sorry for rambling, but your car will be as good as new in no time!

zirc · 06-20-2011, 09:29 PM

Quote:

Originally Posted by Zba

First, just relax. It will get taken care of. Second, in the case of my accident, the other guy got a ticket so he was totally at fault (it just so happened that a cop saw the whole thing). I got to work and called my insurance company and my agent said he only needs to get involved if the other guys insurance company starts giving me the run around.

I then immediately called HIS insurance company just to "say hello" and let them know that I wanted this taken care of.
If there were no cops involved I would still call my agent just so he knows whats going on. I don't know how other companies work, but my claim is with Progressive and I can take my car anywhere, hence the reason I am going to Body Works.

If the guy's insurance company jerks you around, get your agent involved and everything will be taken care of.
Sorry for rambling, but your car will be as good as new in no time!

Thanks for the reassurance - you're right I need to chill. His insurance is also with Progressive - I have State Farm - I'll call them tomorrow for guidance - when you called his insurance company how did the authorization work? Are you paying cash from Body Works and then claiming reimbursement with them?

Zba · 06-20-2011, 09:38 PM

At least in my situation, Progressive has been very helpful. I am dropping my car at Body Works, getting picked up by Enterprise and they will take care of everything. I'm not sure how different it would be if there was no ticket given to the guy that hit me. All I did was call Progressive to make sure they knew their client was involved in an accident with my car. So far so good dealing with them.

zirc · 06-20-2011, 09:42 PM

Quote:

Originally Posted by Zba

At least in my situation, Progressive has been very helpful. I am dropping my car at Body Works, getting picked up by Enterprise and they will take care of everything. I'm not sure how different it would be if there was no ticket given to the guy that hit me. All I did was call Progressive to make sure they knew their client was involved in an accident with my car. So far so good dealing with them.

Cool - thanks for the info! I've only had my car for a few months..are you going for a diminished value claim?

Zba · 06-20-2011, 09:44 PM

What is that? Obviously I'm not currently doing that. Seems unnecessary since it's just a bumper cover

zirc · 06-20-2011, 09:50 PM

Quote:

Originally Posted by Zba

What is that? Obviously I'm not currently doing that. Seems unnecessary since it's just a bumper cover

My brother sent me this link http://www.fatwallet.com/forums/finance/880666/

He said BMW's that have had work on them sell for less - whether this is true or not I have no idea - I'm not sure how people can tell to be honest - was just curious if you've read about it -

Zba · 06-20-2011, 10:20 PM

Interesting

forza1976 · 06-20-2011, 11:01 PM

Jesus. Zirc, you are overreacting. Your car isn't going to decrease in value because of a simple fender bender. This would only be the case if it turned into a salvaged title, which it won't. So just get it fixed and all will be fine.

stevejiange92 · 06-21-2011, 05:35 AM

Man, since the guy was honest about it. You should settle the case with him personally without going through insurance companies. This will help him to not to have his insurance premium going up. It could possible kee your car record clean. Just my thought.

16M4 · 06-21-2011, 07:03 AM

That's not that much of a damage. It'll be taken care of by his insurance, him, or your insurance. No need to stress out about it.

F82_SID · 06-21-2011, 09:12 AM

I recommended ProAutoCollision in Centennial. My bosses brother inlaw owns this shop and they do EXCELLENT work! This is where Schomp sends their cars for work allot of times.

ar design III · 06-21-2011, 10:36 AM

Get a diminished value claim. In CO you are legally entitled to it. Friend of mine got a little over $1,000 back for having his rear bumper replaced and repainted.

zirc · 06-21-2011, 03:59 PM

Looks like it's all going to work out guys, whew! Thanks for all the feedback!

16M4 · 06-21-2011, 04:03 PM

Quote:

Originally Posted by zirc

Looks like it's all going to work out guys, whew! Thanks for all the feedback!

What's "thanks"? Buy them beer! JK

zirc · 06-21-2011, 04:09 PM

Quote:

Originally Posted by Alfred

What's "thanks"? Buy them beer! JK

Haha, maybe at the next meet =)

Zba · 06-21-2011, 04:21 PM

I'll have a ranger

06-20-2011, 06:27 PM	#1
zirc Private 8 Rep 93 Posts Drives: E92 328xi Join Date: Mar 2011 Location: Colorado iTrader: (0)	Someone backed into me at work :( Co-worker reversed out and hit the side of my car, so upset - he was honest - came and told me about it - we exchanged insurance information - minor indent/damage to back bumper - most likely will have to get the whole thing replaced - any recommendations on what shops to go for quotes? When I look at bmwusa.com the only certified collision repair shop in the area is "Murray BMW of Denver CCRC" - that can't be right? Anyone have any words of wisdom/past experiences to help me out here? Thanks, Last edited by zirc; 06-21-2011 at 03:57 PM..
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06-20-2011, 06:36 PM	#2
Zba Lieutenant 16 Rep 557 Posts Drives: 2011.685 E92 M3 Join Date: Feb 2011 Location: Denver, CO iTrader: (0) Garage List 2011.5 M3 [9.74]	My car is going to Murray aka Body Works this Thursday. I'll let you know how it turns out. If I remember correctly, Racey had his car repaired there too and it looks good
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06-20-2011, 07:14 PM	#4
Bimmer This Major General 99 Rep 6,473 Posts Drives: 2007 BMW 335i Join Date: Nov 2008 Location: Westminster iTrader: (3)	you shouldn't have to deal with your insurance company. You should be able to take it to any body shop that you feel comfortable with.
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06-20-2011, 08:53 PM	#5
raceyBMW king of the hills 92 Rep 2,915 Posts Drives: 2011 M3 w/ESS55, 2001 540i/6 Join Date: Dec 2006 Location: Arvada, CO iTrader: (1) Garage List 2001 BMW 540i/6 [8.17] 1994 530i [9.00] 2007 335i Coupe [8.37]	Yeah, I used them....they did an excellent job on the body work.
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06-20-2011, 09:23 PM	#7
Zba Lieutenant 16 Rep 557 Posts Drives: 2011.685 E92 M3 Join Date: Feb 2011 Location: Denver, CO iTrader: (0) Garage List 2011.5 M3 [9.74]	First, just relax. It will get taken care of. Second, in the case of my accident, the other guy got a ticket so he was totally at fault (it just so happened that a cop saw the whole thing). I got to work and called my insurance company and my agent said he only needs to get involved if the other guys insurance company starts giving me the run around. I then immediately called HIS insurance company just to "say hello" and let them know that I wanted this taken care of. If there were no cops involved I would still call my agent just so he knows whats going on. I don't know how other companies work, but my claim is with Progressive and I can take my car anywhere, hence the reason I am going to Body Works. If the guy's insurance company jerks you around, get your agent involved and everything will be taken care of. Sorry for rambling, but your car will be as good as new in no time!
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06-20-2011, 09:38 PM	#9
Zba Lieutenant 16 Rep 557 Posts Drives: 2011.685 E92 M3 Join Date: Feb 2011 Location: Denver, CO iTrader: (0) Garage List 2011.5 M3 [9.74]	At least in my situation, Progressive has been very helpful. I am dropping my car at Body Works, getting picked up by Enterprise and they will take care of everything. I'm not sure how different it would be if there was no ticket given to the guy that hit me. All I did was call Progressive to make sure they knew their client was involved in an accident with my car. So far so good dealing with them.
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06-20-2011, 09:44 PM	#11
Zba Lieutenant 16 Rep 557 Posts Drives: 2011.685 E92 M3 Join Date: Feb 2011 Location: Denver, CO iTrader: (0) Garage List 2011.5 M3 [9.74]	What is that? Obviously I'm not currently doing that. Seems unnecessary since it's just a bumper cover
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06-20-2011, 10:20 PM	#13
Zba Lieutenant 16 Rep 557 Posts Drives: 2011.685 E92 M3 Join Date: Feb 2011 Location: Denver, CO iTrader: (0) Garage List 2011.5 M3 [9.74]	Interesting
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06-20-2011, 11:01 PM	#14
forza1976 Major General 3398 Rep 6,589 Posts Drives: BMW Join Date: Aug 2007 Location: 49417 and 60610 iTrader: (13) Garage List 2022 BMW M3X [10.00]	Jesus. Zirc, you are overreacting. Your car isn't going to decrease in value because of a simple fender bender. This would only be the case if it turned into a salvaged title, which it won't. So just get it fixed and all will be fine.
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06-21-2011, 05:35 AM	#15
stevejiange92 Private 2 Rep 66 Posts Drives: 2011 E92 M-Sport Black Join Date: Mar 2010 Location: Denver iTrader: (0)	Man, since the guy was honest about it. You should settle the case with him personally without going through insurance companies. This will help him to not to have his insurance premium going up. It could possible kee your car record clean. Just my thought.
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06-21-2011, 07:03 AM	#16
16M4 Colonel 131 Rep 2,978 Posts Drives: 2016 SO M4 Join Date: Mar 2010 Location: Broomfiled, CO iTrader: (5)	That's not that much of a damage. It'll be taken care of by his insurance, him, or your insurance. No need to stress out about it.
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06-21-2011, 09:12 AM	#17
F82_SID Brigadier General 208 Rep 3,153 Posts Drives: 2020 M2C 6mt HK Silver Join Date: Jan 2008 Location: Denver, CO. USA iTrader: (2)	I recommended ProAutoCollision in Centennial. My bosses brother inlaw owns this shop and they do EXCELLENT work! This is where Schomp sends their cars for work allot of times. __________________ 2011/E92/M3/MR/BB/ZCV/ZP2/EDC/2MT
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06-21-2011, 10:36 AM	#18
ar design III Major 35 Rep 1,003 Posts Drives: M3 Join Date: Feb 2011 Location: 955 Decatur St, Unit R, Denver, CO 80204 iTrader: (2) Garage List '01 M3 [10.00] 95 M3 Turbo [9.00]	Get a diminished value claim. In CO you are legally entitled to it. Friend of mine got a little over $1,000 back for having his rear bumper replaced and repainted.
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06-21-2011, 03:59 PM	#19
zirc Private 8 Rep 93 Posts Drives: E92 328xi Join Date: Mar 2011 Location: Colorado iTrader: (0)	Looks like it's all going to work out guys, whew! Thanks for all the feedback!
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06-21-2011, 04:21 PM	#22
Zba Lieutenant 16 Rep 557 Posts Drives: 2011.685 E92 M3 Join Date: Feb 2011 Location: Denver, CO iTrader: (0) Garage List 2011.5 M3 [9.74]	I'll have a ranger
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