Need Advice Again

335i@NEU · 11-16-2010, 11:29 PM

How is GEICO insurance company? Someone just told me GEICO suck.

What auto insurance company u guys use?

virtualbong · 11-17-2010, 06:06 AM

MetLife. I believe my rates are decent but the most important part is that the customer service has been great for me.

toasty · 11-17-2010, 01:06 PM

I currently have amica but gonna save 15% or more by switching to geico.

No seriously geico quoted me about 30% less than what I pay now. But I suppose price isn't everything.

BMW603 · 11-17-2010, 03:23 PM

Toasty-- You're right price isn't everything.. first they do this to get you in,, next year your rate will increase.. and it's back to shopping..

Second- Geico is rated A+++ I wondered what this rating is.. I mean we've all heard the different places have ratings. A rated A+ etc..

It means nothing, it's purely based on customer satisfaction.. Uhh I thought it was a real ranking system..

focusse · 11-17-2010, 03:55 PM

Quote:

Originally Posted by BMWdewd

Toasty-- You're right price isn't everything.. first they do this to get you in,, next year your rate will increase.. and it's back to shopping..

Second- Geico is rated A+++ I wondered what this rating is.. I mean we've all heard the different places have ratings. A rated A+ etc..

It means nothing, it's purely based on customer satisfaction.. Uhh I thought it was a real ranking system..

I had Electric Insurance and they quoted me $3000 !!! for 330xi last month so i changed to Amica ( I need good customer service ) ( Geico - i dont get them to be serious all the comercials ....) and Amica quoted me 2200 with better coverage and rental so its 27% less which is great !!! Yeah i have couple points

((((

Mahmood07 · 11-17-2010, 06:24 PM

Geico give me a great rate for a pretty good insurance policy. I just renewed my policy and paid $1700 for the year. The car's a 2010 M3, and im 21 years old and i got my US licence when i was 20. It's that low because the car's registered and insured under my brothers (23 y.o) licence and im just a second driver thats fully insured.

ska///235i · 11-17-2010, 10:46 PM

first year its always the cheapest...then they're all the same other than service
right now I have Metlife with a company discount for 3 cars, average $800 per car with high coverage but I think it'll go up next term...guessing $900-1000 average per car

wow you guys paid $1700 - $2000+

TL · 11-18-2010, 11:38 AM

i'm with liberty mutual. i tried shopping around but my driving record points is what's hurting my premium.

if you want to save money, try bumping your deductible up from $300/$500 to $1000. just don't get into any at fault accident, cause you'll be paying that $1000 instead of $300/$500

xantdieselx · 11-18-2010, 04:38 PM

I work in the business. The best insurance companies to deal with (as far as having a claim) are Amica, Metlife, GEICO, State Farm and Nationwide. Next would be Liberty Mutual and some of the smaller insurers like Commerce, Peerless, etc. At the very bottom would be Allstate and Progressive in a tie for last.

Cheapest (especially in the case of insurance) is not the best. Make sure you get adequate coverage to protect yourself (at least 100k, 300k) and make sure you get rental on your policy.

AndyzDad · 11-18-2010, 05:05 PM

GEICO works best for me: Lowest rates for the most coverage as well as excellent Customer Service - never had any problems resolving issues etc.

But then again, I've never had any claims etc. (knocks on wood)

toasty · 11-19-2010, 11:01 AM

Thanks for the tip xiant! Guess I'll go ahead with Geico.

Totally also depends where you live. When I lived in Charlestown I was paying about $2600 a year for a Jetta vr6 about 5 years ago. Now in Cambridge, it's around $2k for a 328, c230ks, and a civic. Amazing how much cheaper Cambridge is compared to "Boston", they're right next to each other.

x96283 · 11-20-2010, 03:34 AM

USAA is you can qualify for it.

<---------these cars combined cost 2200/ yr, and that's living in Dorchester... which ain't exactly the best neighborhood

Patsfan123 · 11-20-2010, 01:16 PM

I have Liberty.. If you go with them tell them where you work, where you went to school or if you are in BMWCCA etc. They have affinity discounts with most major colleges and employers. You can't stack them but you can pick the highest.

Mahmood07 · 11-20-2010, 10:34 PM

I think Geico read this thread and the good words i wrote about them. I just got a check for $145 from them today

for no apparent reason..

11-16-2010, 11:29 PM	#1
335i@NEU Enlisted Member 5 Rep 44 Posts Drives: 335i Join Date: Sep 2010 Location: BOSTON iTrader: (1)	Need Advice Again How is GEICO insurance company? Someone just told me GEICO suck. What auto insurance company u guys use?
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11-17-2010, 06:06 AM	#2
virtualbong Lieutenant Colonel 103 Rep 1,760 Posts Drives: 2015 BMW X5 MSport Join Date: Jun 2009 Location: Boston, MA iTrader: (2)	MetLife. I believe my rates are decent but the most important part is that the customer service has been great for me. __________________ 2015 BMW X5 35i M-Sport (White/Brown) - 4/16/18 (Current) 2011 BMW 550i M-Sport (Jet Black/Cinnamon Brown) - 4/30/14 \| 2007 BMW 328xi e92 (Jet Black/Coral Red) - PAST \| 2005 Infiniti G35 Coupe (Ivory White/Stone) - PAST \| 2005 Acura TSX (Obsidian Black/Black) - PAST \| 1998 Acura Integra (Black/Black) - PAST
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11-17-2010, 01:06 PM	#3
toasty Private 0 Rep 85 Posts Drives: E90 LCI 328i Join Date: Jun 2010 Location: NJ iTrader: (1)	I currently have amica but gonna save 15% or more by switching to geico. No seriously geico quoted me about 30% less than what I pay now. But I suppose price isn't everything.
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11-17-2010, 03:23 PM	#4
BMW603 Second Lieutenant 23 Rep 217 Posts Drives: BMW x5 Join Date: Aug 2010 Location: USA iTrader: (0)	Toasty-- You're right price isn't everything.. first they do this to get you in,, next year your rate will increase.. and it's back to shopping.. Second- Geico is rated A+++ I wondered what this rating is.. I mean we've all heard the different places have ratings. A rated A+ etc.. It means nothing, it's purely based on customer satisfaction.. Uhh I thought it was a real ranking system..
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11-17-2010, 06:24 PM	#6
Mahmood07 Captain 86 Rep 856 Posts Drives: E92 M3 + F85 X5M Join Date: Sep 2009 Location: Boston->San Diego->Bahrain iTrader: (0)	Geico give me a great rate for a pretty good insurance policy. I just renewed my policy and paid $1700 for the year. The car's a 2010 M3, and im 21 years old and i got my US licence when i was 20. It's that low because the car's registered and insured under my brothers (23 y.o) licence and im just a second driver thats fully insured. __________________ ///M3 Mods: \| Eisenmann Race Exhaust \| Primary Cats Delete (TTP) \| ESS Tune \| 19" Advan RS \| Eibach Springs \| MS Air Filter \| BMW Perf. Spoiler \| BMW Perf. Splitters \| Euro LCI Tail lights \| Angel iBright v.3.0 \| 20% Tint \| Matte black Kidney Grills \| CF Side Gills \| Painted Reflectors \| Black M3 emblem
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11-17-2010, 10:46 PM	#7
ska///235i ***** noob 1370 Rep 10,479 Posts Drives: 325xi>M235i>428GCx Mspor Join Date: Sep 2005 Location: Boston iTrader: (34) Garage List 2006 325xi [0.00]	first year its always the cheapest...then they're all the same other than service right now I have Metlife with a company discount for 3 cars, average $800 per car with high coverage but I think it'll go up next term...guessing $900-1000 average per car wow you guys paid $1700 - $2000+ __________________ 2006 325xi (Sold) 2014 M235I (Current) 2015 428xi Gran Coupe (STB) Last edited by ska///235i; 11-17-2010 at 10:58 PM..
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11-18-2010, 11:38 AM	#8
TL Brigadier General 283 Rep 3,102 Posts Drives: Happy on H&R coil overs Join Date: Jan 2009 Location: The Hub iTrader: (3) Garage List 2008 335xi [1.00]	i'm with liberty mutual. i tried shopping around but my driving record points is what's hurting my premium. if you want to save money, try bumping your deductible up from $300/$500 to $1000. just don't get into any at fault accident, cause you'll be paying that $1000 instead of $300/$500 __________________ 2008 E92 335xi ------->Links to my Mods: H&R Street Performance Coil Overs \|\| 19" Alufelgen CS7 \|\| Interior Swap: Black to Coral Red My Website \|\| My Flickr \|\| My Tumblr \|\| My Twitter\|\| My Facebook\|\| My 500px
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11-18-2010, 04:38 PM	#9
xantdieselx Kingslayer 411 Rep 1,479 Posts Drives: 23' M3 Base Join Date: Jun 2008 Location: SWFL iTrader: (0)	I work in the business. The best insurance companies to deal with (as far as having a claim) are Amica, Metlife, GEICO, State Farm and Nationwide. Next would be Liberty Mutual and some of the smaller insurers like Commerce, Peerless, etc. At the very bottom would be Allstate and Progressive in a tie for last. Cheapest (especially in the case of insurance) is not the best. Make sure you get adequate coverage to protect yourself (at least 100k, 300k) and make sure you get rental on your policy. __________________ Previous Cars: 2008' 135i, 2010' 328i, 2013' 328i, 2016' M235i, 2017' X1, 2019' M240i Current Cars: 2019' X3, 2021' M3 Comp
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11-18-2010, 05:05 PM	#10
AndyzDad Second Lieutenant 2 Rep 219 Posts Drives: 335i E92 Join Date: Oct 2010 Location: Los Angeles, CA iTrader: (0)	GEICO works best for me: Lowest rates for the most coverage as well as excellent Customer Service - never had any problems resolving issues etc. But then again, I've never had any claims etc. (knocks on wood)
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11-19-2010, 11:01 AM	#11
toasty Private 0 Rep 85 Posts Drives: E90 LCI 328i Join Date: Jun 2010 Location: NJ iTrader: (1)	Thanks for the tip xiant! Guess I'll go ahead with Geico. Totally also depends where you live. When I lived in Charlestown I was paying about $2600 a year for a Jetta vr6 about 5 years ago. Now in Cambridge, it's around $2k for a 328, c230ks, and a civic. Amazing how much cheaper Cambridge is compared to "Boston", they're right next to each other.
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11-20-2010, 03:34 AM	#12
x96283 BAMF, with a stick. 3 Rep 102 Posts Drives: G30 530e, 87 GN, 01 996TT Join Date: Feb 2010 Location: Atlanta iTrader: (3)	USAA is you can qualify for it. <---------these cars combined cost 2200/ yr, and that's living in Dorchester... which ain't exactly the best neighborhood
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11-20-2010, 01:16 PM	#13
Patsfan123 First Lieutenant 14 Rep 328 Posts Drives: 2007 328xi Coupe Join Date: Apr 2009 Location: Quincy, MA iTrader: (0)	I have Liberty.. If you go with them tell them where you work, where you went to school or if you are in BMWCCA etc. They have affinity discounts with most major colleges and employers. You can't stack them but you can pick the highest. __________________ 2007 328xi Coupe \| TiAg \| Steptronic \| Premium \| Sport \| Nav \| Comfort \| Cold Weather \| BMW Sport Exhaust \| BMS PBX \| Euro Airbox w/ K&N \| Eibach/Bilstein \| RDash LED License Plate
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11-20-2010, 10:34 PM	#14
Mahmood07 Captain 86 Rep 856 Posts Drives: E92 M3 + F85 X5M Join Date: Sep 2009 Location: Boston->San Diego->Bahrain iTrader: (0)	I think Geico read this thread and the good words i wrote about them. I just got a check for $145 from them today for no apparent reason.. __________________ ///M3 Mods: \| Eisenmann Race Exhaust \| Primary Cats Delete (TTP) \| ESS Tune \| 19" Advan RS \| Eibach Springs \| MS Air Filter \| BMW Perf. Spoiler \| BMW Perf. Splitters \| Euro LCI Tail lights \| Angel iBright v.3.0 \| 20% Tint \| Matte black Kidney Grills \| CF Side Gills \| Painted Reflectors \| Black M3 emblem Last edited by Mahmood07; 11-20-2010 at 11:57 PM..
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