[TheDailyDriven]

Never forget where you came from. Before getting my F80, I had a F30 335 X-Drive, 6-Speed manual with M-Sport package. So I figure, this may help some of you guys also on Extended Warranties.

I love the F30 and have to have I owe F30 Post a lot of credit for literally saving me almost $10K on repairs. Long story short, I had a DSC failure on my F30 which caused the rear brakes to seize up while I was driving on a major highway. As you can see in the pictures below it caused my M-Sport calipers to turn black from the heat, melted my center caps, melted the wheel weights, damaged my brake lines, melted the brake pads and warped the rotors.



In this picture you can see the rotors glowing. This was after I was able to merge onto the shoulder of the highway.










After researching this forum, I came across a post with Geico's Mechanical Breakdown Insurance. It was a coverage I added onto the car when I first bought the car.

Extended warranties, a long debated topic on the forums. I put together this video and explained how I managed to get an extended warranty for ONLY $51.40 a YEAR. This isn't click bait either, I literally pay $51.40 a year.

Whether you plan on leasing your next car or plan on purchasing your next car, you'll be asked by the finance manager at the dealership about extended warranties.

I personally plan on keeping my 2018 Austin Yellow M3 for a LONG time. So I added GEICO's MBI Coverage (Mechanical Breakdown Insurance). This added protection is going to cover all mechanical problems for 7 years and up to 100,000 miles.

Watch the video to see how exactly it works and why it's a great option.

Hopefully this video will save some of you guys some money in the future.


Read more about Geico's MBI

https://www.geico.com/auto-insurance...own-insurance/

[Randy Johnson]

Do you have link for this coverage?

[TheDailyDriven]

Originally Posted by Randy Johnson

Do you have link for this coverage?

Sure its, https://www.geico.com/auto-insurance...own-insurance/


Ill put a link also in the original post.

[danperson1]

So the car has to be less than 15 months old? That is not going to help most people with cars a few years old. Will definitely check it out if I get a newer car though.

[eksigned]

Im assuming you need to have primary coverage through Geico in order to get mechanical through Geico? Or can you purchase separately?

[TheDailyDriven]

Originally Posted by danperson1

So the car has to be less than 15 months old? That is not going to help most people with cars a few years old. Will definitely check it out if I get a newer car though.

Yeah, its definitely worth looking into when getting a newer car. You can always buy a car that 13 months old and obtain the Geico's MBI along with not taking the large depreciation as compared to buying new.

Its only worth it, if you plan on keeping your car towards that 7 year mark.

[TheDailyDriven]

Originally Posted by danperson1

So the car has to be less than 15 months old? That is not going to help most people with cars a few years old. Will definitely check it out if I get a newer car though.

Originally Posted by eksigned

Im assuming you need to have primary coverage through Geico in order to get mechanical through Geico? Or can you purchase separately?

Yeah would you need to get Primary coverage though Geico. I think they are one of the only companies that offer this. Unless someone can correct me on that. I yet to come across another company that offers this.

Sure there are other insurance companies that offer better rates but to have that peace of mind for that added years is worth it in my eyes. It definitely paid out on my end with the F30.

[AlpineX]

That's cheap because your mechanical breakdown coverage is going to be covered by your manufacturers warranty in nearly every scenario that it would be covered under this product.

[AlpineX]

Interested in what your DSC failure was? Surprised it turned the caliper black.

[TheDailyDriven]

Originally Posted by AlpineX

That's cheap because your mechanical breakdown coverage is going to be covered by your manufacturers warranty in nearly every scenario that it would be covered under this product.

Yeah, I did a review of my Insurance Policy and saw what I was paying for that and it blew my mind.

Granted it wont take effect until after your factory warranty is done which BMW offers 4 years / 50,000 miles. So for an additional 3 years and another 50K in miles, its really CHEAP. I think Geico banks on people that add this coverage and get rid or their cars before their factory warranty or people that just forget they have the coverage.

[TheDailyDriven]

Originally Posted by AlpineX

Interested in what your DSC failure was? Surprised it turned the caliper black.

The DSC module had a fault that caused the rear brakes to not disengage once the brakes was applied. At first it would happen for a few seconds then got progressively worse. I was actually just heading to a shop to get it looked at when it happened on the highway.

So basically my rear brakes was being engaged when my foot was off the brake. I was traveling about 70 miles an hour with flowing traffic and it took a while to merge to the side of the brake down lane. So all that time caused my brakes and rotors to over heat. I guess the M-Sport caliper paint couldn't withstand that heat.


I tried disabling fuses, holding down the traction control to disable DCS and had no luck. The F30 had about 39K miles when it happened and was just out of my factory warranty cause of time.

[IK6SPEED]

Originally Posted by f80_austiny3llow

The DSC module had a fault that caused the rear brakes to not disengage once the brakes was applied. At first it would happen for a few seconds then got progressively worse. I was actually just heading to a shop to get it looked at when it happened on the highway.

So basically my rear brakes was being engaged when my foot was off the brake. I was traveling about 70 miles an hour with flowing traffic and it took a while to merge to the side of the brake down lane. So all that time caused my brakes and rotors to over heat. I guess the M-Sport caliper paint couldn't withstand that heat.


I tried disabling fuses, holding down the traction control to disable DCS and had no luck. The F30 had about 39K miles when it happened and was just out of my factory warranty cause of time.

I had it and if iirc, the premium rose each year. It did not stay at the lower rate for the term.

The other negative is Geico has the 2nd highest occurrence (behind Progressive) of raising YOUR rates for accidents that you WERE NOT at fault for.

[deviantspeed]

Originally Posted by IK6SPEED

I had it and if iirc, the premium rose each year. It did not stay at the lower rate for the term.

The other negative is Geico has the 2nd highest occurrence (behind Progressive) of raising YOUR rates for accidents that you WERE NOT at fault for.

Pinteresting

Originally Posted by f80_austiny3llow

Yeah, its definitely worth looking into when getting a newer car. You can always buy a car that 13 months old and obtain the Geico's MBI along with not taking the large depreciation as compared to buying new.

Its only worth it, if you plan on keeping your car towards that 7 year mark.

WTF IS MBI QTF, QRZ?

Probably an after policy rectal examination. Yes, I am hard on acronyms, but hey your story is incomplete. VERY INCOMPLETE.

[TheDailyDriven]

Originally Posted by deviantspeed

Pinteresting



WTF IS MBI QTF, QRZ?

Probably an after policy rectal examination. Yes, I am hard on acronyms, but hey your story is incomplete. VERY INCOMPLETE.

The first thing is to slow down and read. I clearly stated in the first post on what MBI is 👉👉(Mechanical Breakdown Insurance). Not sure what you are referring to with QTF and QRZ.

If it's incomplete then, feel free to let me know what I'm missing chief and you can keep your rectal examination to yourself.

[deviantspeed]

Originally Posted by f80_austiny3llow

The first thing is to slow down and read. I clearly stated in the first post on what MBI is 👉👉(Mechanical Breakdown Insurance). Not sure what you are referring to with QTF and QRZ.

If it's incomplete then, feel free to let me know what I'm missing chief and you can keep your rectal examination to yourself.

It's your rectal examination, and thanks for clarification. See my post above about the problem.

[Livetodrive]

I have the Geico MBI. Even though the car is still under warranty, it already paid for itself when I had my stone-chipped windshield replaced. With the MBI, the deductible was only $50.

[BimBimM2]

Originally Posted by f80_austiny3llow

The first thing is to slow down and read. I clearly stated in the first post on what MBI is 👉👉(Mechanical Breakdown Insurance). Not sure what you are referring to with QTF and QRZ.

If it's incomplete then, feel free to let me know what I'm missing chief and you can keep your rectal examination to yourself.

Hey man, why is deviantspeed talking about a rectal examination? sorry you had to go through that!

[NightHawk_55]

Originally Posted by BimBimM2

Hey man, why is deviantspeed talking about a rectal examination? sorry you had to go through that!

Not sure what deviantspeed was talking about. Read through all the posts and didn't see a problem. Looks like a case of trolling

My wife is picking up a new 340I next month and we are going to contact Geico about the MBI. It might save us a decent amount of money since she usually keeps her cars 8 plus years and only racks up 7K in miles a year.

[deviantspeed]

Originally Posted by NightHawk_55

Not sure what deviantspeed was talking about. Read through all the posts and didn't see a problem. Looks like a case of trolling

My wife is picking up a new 340I next month and we are going to contact Geico about the MBI. It might save us a decent amount of money since she usually keeps her cars 8 plus years and only racks up 7K in miles a year.

Acronyms are what's for dinner.

[Momir13]

AAA offers this too without an age limit . They call it a vehicle assurance program or something along those lines. Mercury insurance is another but I've never heard of them!

[TheDailyDriven]

Originally Posted by Momir13

AAA offers this too without an age limit . They call it a vehicle assurance program or something along those lines. Mercury insurance is another but I've never heard of them!

Thanks for letting me know. I may have to look into that for my family members that don't carry Geico.