What is more important to you, car or house?

Broncho · 03-14-2017, 02:47 PM

A conversation I was having with my brother at the weekend, both of us are very much into cars, him more so than me, he has a very nice small fleet but we both agreed that we have both made sacrifices in terms of climbing the car ladder in favour of climbing the property ladder.

I also know people who have very nice fleets and relatively modest houses compared to their cars.

Each to their own of course.

JLR1969 · 03-14-2017, 02:50 PM

No contest house all the way

....,,,,..,,.. · 03-14-2017, 03:03 PM

House, no contest really.

What would you want to leave your kids, houses or boxes on wheels?

Rbrown · 03-14-2017, 03:04 PM

(Family) house all the way.

Tengocity · 03-14-2017, 03:12 PM

House over car. The reality is i wouldn't over stretch any one thing. Having too big a mortgage takes away flexibility, whereas you can always get rid of a car if times got tough.

But my priorities through life have probably been:

House
Pension
Car
Buying stuff- tech, clothes, gadgets etc...
Socialising
Holidays

Over last few years I'd say that holidays have gone up significantly and buying stuff dropped to the bottom.

TouringPleb · 03-14-2017, 03:37 PM

Definitely house. Last year we were able to buy what is realistically our dream house. On the edge of tiny village, over looking fields and we get more horses down the lane than cars. And after being on a modern estate with parking problems, we have a driveway big enough for 4 cars! (Anyone who has ever come home from work to find they can't park outside their own house will appreciate how valuable that is!) And surrounded by fields with public footpaths and bridle paths to walk the dogs. It's further for me from work but it's absolutely worth it.

I guess this ties in with the holidays post. This is what we could afford but still be able to do all the nice things in life. We could have borrowed more and something 'bigger and better' but this is our little piece of England and we love it.

Skello · 03-14-2017, 04:12 PM

House, no contest.

betty02 · 03-14-2017, 04:33 PM

House! Would sell my car tomorrow for my dream house

isleaiw1 · 03-14-2017, 04:34 PM

House for me but mainly because I treat it as part of my pension - a way of living nicely and saving for rainy day / the kids. Plan now is to have a 20% stake in one each for the kids (at south east and London prices!), one small one for me and the rental place, which I may convert to holiday cottage / for holiday let at a later stage. Ticks all boxes I reckon.....

And I drive a 6 year old Volvo currently so fairly obvious....

nickcuprar · 03-14-2017, 04:35 PM

House definitely and I'm 25!

Jaghave · 03-14-2017, 04:36 PM

Car, i need it to travel to work to save up to buy a house
I can go to the gym for a shower
I can sleep in my car
I can get food from restaurant
I can get stuff as i need it
I can listen to music in my car and watch videos from my phone.
Whst good is a house for? Storing furniture

Darth Helmut · 03-14-2017, 04:37 PM

Quote:

Originally Posted by Jaghave

Car, i need it to travel to work to save up to buy a house
I can go to the gym for a shower
I can sleep in my car
I can get food from restaurant
I can get stuff as i need it
I can listen to music in my car and watch videos from my phone.
Whst good is a house for? Storing furniture

Pikey...

Jaghave · 03-14-2017, 04:41 PM

Quote:

Originally Posted by Symbol-formerly Mr Helmut

Pikey...

MrChumley · 03-14-2017, 04:53 PM

Quote:

Originally Posted by Tengocity

you can always get rid of a car if times got tough

+1 Our monthly outgoings on PCPs aren't far short of the mortgage. Some of my friends, who have much bigger houses but drive cheaper cars, think we're mad. I know whose shoes I'd rather be in if work dries up.

Wolverine · 03-14-2017, 04:55 PM

I managed to have both. Although neither purchase was heinously expensive. But I'm proud to have had the ability to purchase my car(s) and a house on my own. It's the culmination of years of hard working while everyone else went to uni for a booze up. Still got my degree through work too.

As and when I have to do it again, I'll always sell cars to fund houses. My house has gained half of what I put in as a deposit in value in 18 months. My cars have all lost money. When I can afford to throw it away, I'll be able to choose the cars!

robbiep · 03-14-2017, 04:55 PM

Our house, no discussion - we've got a smallholding with 62 acres.

Nothing to compare with being outside doing work, planting trees, hedgerow works, etc on your own property. I'll hopefully live long enough to see a fair few of the trees in maturity.

There's a saying : the best time to plant a tree was 20 years ago. The second best time is today. In the last 7 years that we've lived here I've planted 100 trees each year.

Lovely looking place there TouringPleb

Panchoa · 03-14-2017, 04:57 PM

Definitely house! I could quite easily stop over paying the mortgage and get into an M3 or better but that will come once i own my house out right. Also have a number of rental properties being paid off by someone else (rental income) which will be my pension pot (i also pay into a pension).

Can sleep easy at night knowing that cutting back at the moment means 5 -10 years time i will be set and kids will be sitting on decent sized inheritance!!

225 · 03-14-2017, 05:15 PM

Used to be car first now with family obviously house will always win. Just a bonus I am able to have a nice family run around as well!

MrChumley · 03-14-2017, 05:19 PM

Quote:

Originally Posted by robbiep

we've got a smallholding with 62 acres.

I was quite impressed till I noticed where you live. My garage is probably worth more

Watsey · 03-14-2017, 05:42 PM

Over the years I've been fortunate enough, or have orchestrated, to have received significant funds : bonuses, voluntary redundancy with a new role already lined-up, etc. At the time I seriously considered buying a TVR, almost bought a 911, etc, but instead chose to invest the money in bricks and mortar : moving up the ladder and invested in extending. I don't have a property portfolio, just a good sized house in a nice area with plenty of room for the family.

Total financial independence, i.e. zero debt, gives me peace of mind, security, and a completely different sense of satisfaction compared to driving a sports car. For now I'll settle for a reasonably fast, and practical car, as a compromise.

House wins.

stefan4 · 03-14-2017, 05:53 PM

house, then car. But it depends on what you mean by sacrificing houses for cars. If I spent less on a car could I buy a more expensive house - yes, do I want to - no. This is because we have a family home that we all love regardless of how much it cost, and cars can be moved on if finances dictated with no real impact, and I also see my car as a hobby and am willing to spend more of my income on it.

P1 PET · 03-14-2017, 05:53 PM

House, family, friends and career are more important than a car.

Car is just only a box which gets you from point A to B.

03-14-2017, 02:47 PM	#1
Broncho Banned 2311 Rep 5,101 Posts Drives: Chav white Mercedes Join Date: Nov 2015 Location: Rainhill iTrader: (0)	What is more important to you, car or house? A conversation I was having with my brother at the weekend, both of us are very much into cars, him more so than me, he has a very nice small fleet but we both agreed that we have both made sacrifices in terms of climbing the car ladder in favour of climbing the property ladder. I also know people who have very nice fleets and relatively modest houses compared to their cars. Each to their own of course.
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03-14-2017, 02:50 PM	#2
JLR1969 Major General 1882 Rep 7,000 Posts Drives: Kubota GR1600 Join Date: Dec 2008 Location: England iTrader: (1)	No contest house all the way
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03-14-2017, 03:03 PM	#3
....,,,,..,,.. General 6733 Rep 20,651 Posts Drives: xxxx Join Date: Dec 2013 Location: xxxx iTrader: (0)	House, no contest really. What would you want to leave your kids, houses or boxes on wheels?
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03-14-2017, 03:04 PM	#4
Rbrown Brigadier General 2766 Rep 4,577 Posts Drives: X3 M40i Join Date: Jun 2015 Location: Glasgow iTrader: (0)	(Family) house all the way.
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03-14-2017, 03:12 PM	#5
Tengocity General 8567 Rep 19,982 Posts Drives: 911, Cayenne Turbo, Disco 4 Join Date: Sep 2013 Location: Crieff, Perthshire, Scotland iTrader: (0)	House over car. The reality is i wouldn't over stretch any one thing. Having too big a mortgage takes away flexibility, whereas you can always get rid of a car if times got tough. But my priorities through life have probably been: House Pension Car Buying stuff- tech, clothes, gadgets etc... Socialising Holidays Over last few years I'd say that holidays have gone up significantly and buying stuff dropped to the bottom. __________________ Current: Porsche 911 991 C4S, Porsche Cayenne Turbo, Land Rover Discovery 4. Gone...G01 X3 M40i, Cayman S 987, F31 340i, Cayman GT4, F82 M4 CP, Lotus Exige V6, G20 330e, F30 330e, Boxster S 987, F31 335d, Mini Cooper SD, E89 Z4, E90 330d 320d, E60 520d, E46 330d 320d, MX5s, E30 325i
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03-14-2017, 03:37 PM	#6
TouringPleb Brigadier General 4372 Rep 4,230 Posts Drives: SRB 440i GC Join Date: Jan 2014 Location: Cambs iTrader: (0)	Definitely house. Last year we were able to buy what is realistically our dream house. On the edge of tiny village, over looking fields and we get more horses down the lane than cars. And after being on a modern estate with parking problems, we have a driveway big enough for 4 cars! (Anyone who has ever come home from work to find they can't park outside their own house will appreciate how valuable that is!) And surrounded by fields with public footpaths and bridle paths to walk the dogs. It's further for me from work but it's absolutely worth it. I guess this ties in with the holidays post. This is what we could afford but still be able to do all the nice things in life. We could have borrowed more and something 'bigger and better' but this is our little piece of England and we love it. Attached Images
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03-14-2017, 04:12 PM	#7
Skello Private First Class 46 Rep 117 Posts Drives: G01 X3 X20d M Sport 2021 Join Date: Oct 2016 Location: North Wales iTrader: (0)	House, no contest.
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03-14-2017, 04:33 PM	#8
betty02 First Lieutenant 122 Rep 359 Posts Drives: 316D Join Date: Feb 2013 Location: UK iTrader: (0)	House! Would sell my car tomorrow for my dream house
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03-14-2017, 04:34 PM	#9
isleaiw1 Lieutenant General 8780 Rep 12,254 Posts Drives: iPace / Mini Join Date: Jul 2016 Location: UK iTrader: (0)	House for me but mainly because I treat it as part of my pension - a way of living nicely and saving for rainy day / the kids. Plan now is to have a 20% stake in one each for the kids (at south east and London prices!), one small one for me and the rental place, which I may convert to holiday cottage / for holiday let at a later stage. Ticks all boxes I reckon..... And I drive a 6 year old Volvo currently so fairly obvious....
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03-14-2017, 04:35 PM	#10
nickcuprar Lieutenant 173 Rep 500 Posts Drives: 320D Sport Step Auto Join Date: Jan 2017 Location: UK iTrader: (0)	House definitely and I'm 25!
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03-14-2017, 04:36 PM	#11
Jaghave Colonel 824 Rep 2,145 Posts Drives: 2016 BMW 340i (Auto) RWD Join Date: Jul 2016 Location: New Jersey iTrader: (0)	Car, i need it to travel to work to save up to buy a house I can go to the gym for a shower I can sleep in my car I can get food from restaurant I can get stuff as i need it I can listen to music in my car and watch videos from my phone. Whst good is a house for? Storing furniture
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03-14-2017, 04:55 PM	#15
Wolverine Lieutenant 491 Rep 428 Posts Drives: F36 420D GC M-Sport Join Date: Dec 2016 Location: Gosport iTrader: (0)	I managed to have both. Although neither purchase was heinously expensive. But I'm proud to have had the ability to purchase my car(s) and a house on my own. It's the culmination of years of hard working while everyone else went to uni for a booze up. Still got my degree through work too. As and when I have to do it again, I'll always sell cars to fund houses. My house has gained half of what I put in as a deposit in value in 18 months. My cars have all lost money. When I can afford to throw it away, I'll be able to choose the cars!
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03-14-2017, 04:55 PM	#16
robbiep Brigadier General 1983 Rep 3,216 Posts Drives: VW e-Golf ! Join Date: Dec 2013 Location: North Wales, UK iTrader: (0)	Our house, no discussion - we've got a smallholding with 62 acres. Nothing to compare with being outside doing work, planting trees, hedgerow works, etc on your own property. I'll hopefully live long enough to see a fair few of the trees in maturity. There's a saying : the best time to plant a tree was 20 years ago. The second best time is today. In the last 7 years that we've lived here I've planted 100 trees each year. Lovely looking place there TouringPleb
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03-14-2017, 04:57 PM	#17
Panchoa Major 659 Rep 1,487 Posts Drives: BMW F30 330d M Sport Join Date: Jun 2016 Location: Leicester iTrader: (0)	Definitely house! I could quite easily stop over paying the mortgage and get into an M3 or better but that will come once i own my house out right. Also have a number of rental properties being paid off by someone else (rental income) which will be my pension pot (i also pay into a pension). Can sleep easy at night knowing that cutting back at the moment means 5 -10 years time i will be set and kids will be sitting on decent sized inheritance!!
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03-14-2017, 05:15 PM	#18
225 Brigadier General 2281 Rep 4,933 Posts Drives: 340i Join Date: Jan 2016 Location: Uk iTrader: (0)	Used to be car first now with family obviously house will always win. Just a bonus I am able to have a nice family run around as well!
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03-14-2017, 05:42 PM	#20
Watsey Major General 6422 Rep 8,501 Posts Drives: F31 330D sDrive M Sport Join Date: Jun 2015 Location: On sabbatical. iTrader: (1)	Over the years I've been fortunate enough, or have orchestrated, to have received significant funds : bonuses, voluntary redundancy with a new role already lined-up, etc. At the time I seriously considered buying a TVR, almost bought a 911, etc, but instead chose to invest the money in bricks and mortar : moving up the ladder and invested in extending. I don't have a property portfolio, just a good sized house in a nice area with plenty of room for the family. Total financial independence, i.e. zero debt, gives me peace of mind, security, and a completely different sense of satisfaction compared to driving a sports car. For now I'll settle for a reasonably fast, and practical car, as a compromise. House wins. __________________ Current : F31 330sD, remapped, Ohlins Road & Track, Millway camber plates, Quaife LSD, Stoptech brakes + Pagid RSL1 pads all round, Weichers front strut brace, Eibach front & rear anti-roll bars, Michelin MP4S.
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03-14-2017, 05:53 PM	#21
stefan4 Colonel 1084 Rep 2,376 Posts Drives: 340i on order Join Date: Mar 2013 Location: sheffield iTrader: (0)	house, then car. But it depends on what you mean by sacrificing houses for cars. If I spent less on a car could I buy a more expensive house - yes, do I want to - no. This is because we have a family home that we all love regardless of how much it cost, and cars can be moved on if finances dictated with no real impact, and I also see my car as a hobby and am willing to spend more of my income on it. __________________ Current - X3m Comp Gone but not forgotten - F80 m3 Comp, F30 340i, F30 - 320i
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03-14-2017, 05:53 PM	#22
P1 PET Major 396 Rep 1,235 Posts Drives: BOX ON WHEELS Join Date: Jun 2016 Location: Earth iTrader: (0)	House, family, friends and career are more important than a car. Car is just only a box which gets you from point A to B.
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