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      11-20-2015, 02:11 AM   #1
flintymutt
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GAP - again

I know this has been talked over many a time but I'm still none the wiser. Some people seem to make things complicated for my small brain to compute.

Which is the best type of GAP insurance given I've had a good discount upfront on the purchase cost of my car? I'm doing a BMW PCP.

Is it Vehicle Replacement or Back to Invoice?
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      11-20-2015, 02:29 AM   #2
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Quote:
Originally Posted by flintymutt
I know this has been talked over many a time but I'm still none the wiser. Some people seem to make things complicated for my small brain to compute.

Which is the best type of GAP insurance given I've had a good discount upfront on the purchase cost of my car? I'm doing a BMW PCP.

Is it Vehicle Replacement or Back to Invoice?
Vehicle replacement
Frank Pickles or Car2Cover or ALA
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      11-20-2015, 03:18 AM   #3
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Quote:
Originally Posted by MarkG335 View Post
Vehicle replacement
Frank Pickles or Car2Cover or ALA
It doesn't get made much more spot on and concise as that
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      11-20-2015, 03:26 AM   #4
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There are some excellent gap threads on the UK forum.

They do return on search functions, relatively easy to spot as lots of posts and appreciates.

However as said above FP, ALA, C2C, full replacement.

Use full price with options not discount etc.
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      11-20-2015, 03:27 AM   #5
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What Marks says :thumbs:
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      11-20-2015, 03:42 AM   #6
flintymutt
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Thanks everyone. Case closed!
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      11-20-2015, 05:01 AM   #7
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Why not get the dealer to throw it in? I agreed the price for the car than said I'd leave a deposit now if he threw in GAP and my cherished plate transfer which he did.
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      11-20-2015, 05:27 AM   #8
Nick Malaka
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Originally Posted by k44ENT View Post
Why not get the dealer to throw it in? I agreed the price for the car than said I'd leave a deposit now if he threw in GAP and my cherished plate transfer which he did.
When is the delivery of the M135i?

What was the final spec? You told me AW, but nothing more?
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      11-20-2015, 07:09 AM   #9
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Quote:
Originally Posted by Malaka View Post
When is the delivery of the M135i?

What was the final spec? You told me AW, but nothing more?
Sorry mate, M135i Sport Auto, Alpine White / Coral, brushed aluminium/gloss black, adaptive dampers, adaptive LED, sun protection glass, comfort pack, heated seats, Harmon Kardon. Due to go into build in the next few weeks with delivery around Christmas
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      11-20-2015, 07:19 AM   #10
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Whats the hit on the 3er for that swap?
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      11-20-2015, 08:35 AM   #11
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Just done GAP with Frank Pickles for vehicle replacement. 330d M Sport cost around £170 for 3 years.
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      11-20-2015, 08:40 AM   #12
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Quote:
Originally Posted by nascot View Post
Just done GAP with Frank Pickles for vehicle replacement. 330d M Sport cost around £170 for 3 years.
That's great, don't lose the paperwork as 'IF' you change you can transfer it too usually, I did from 235 to M4 and was rather chuffed.
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      11-20-2015, 08:42 AM   #13
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Quote:
Originally Posted by roshambo View Post
Whats the hit on the 3er for that swap?
No deposit, lower PCP per month, however I'd say the car is negative £3.5k
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