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      09-21-2015, 04:32 AM   #1
dunny247
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connected Idrive same as tracker

Having owned a few bmw and soon to be getting f80 I have a question. After doing insurance quotes most insurance companies want a tracker fitted. Now I don't really see the need as with connected idrive you can pinpoint your car using the bmw app , and bmw concierge service can also pinpoint your location. Even when the ignition is off. And it is also a subscription service same as a tracker. My question is do I tell my existing insurance company I have a tracker as in reality I will with connected idrive ? And in my opinion it's surely the same, not really a lie but I also know that insurance companies will use any excuse not to pay out.
Just want a general response on people's thoughts. And if anyone agrees with my opinion.
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      09-21-2015, 05:24 AM   #2
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It's not the same as a tracker. You would be lying to the insurer and risk not getting your money back if it's stolen.
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      09-21-2015, 05:36 AM   #3
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Quote:
Originally Posted by antych View Post
It's not the same as a tracker. You would be lying to the insurer and risk not getting your money back if it's stolen.
Yes I understand that.
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      09-21-2015, 05:47 AM   #4
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Quote:
Originally Posted by dunny247 View Post
Having owned a few bmw and soon to be getting f80 I have a question. After doing insurance quotes most insurance companies want a tracker fitted. Now I don't really see the need as with connected idrive you can pinpoint your car using the bmw app , and bmw concierge service can also pinpoint your location. Even when the ignition is off. And it is also a subscription service same as a tracker. My question is do I tell my existing insurance company I have a tracker as in reality I will with connected idrive ? And in my opinion it's surely the same, not really a lie but I also know that insurance companies will use any excuse not to pay out.
Just want a general response on people's thoughts. And if anyone agrees with my opinion.
BMW will NOT track stolen cars.
Fit the tracker and be covered.
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      09-21-2015, 10:45 AM   #5
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I found there was very little difference in quotes with and without tracker certainly nowhere near the yearly costs although that might depend on where you live.
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      09-21-2015, 12:20 PM   #6
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No tracker with DirectLine.....factor that into the premium cost.
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      09-21-2015, 05:06 PM   #7
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Cheers for the replies. Kinda just wanted 2 know if people agreed with me in that surely it is more or less the same thing.
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      09-21-2015, 05:37 PM   #8
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Asked the same question just after the delivery of my F82

With regards to Tracker Approx £600 for install , Then £130 per year subscription , I was advised to pick insurance company that will not insist of a tracker being fitted ,

As if your car is stolen the thief will use and abuse you pride and joy , you will then get your pride and joy back

Your car then is registered on a stolen car recovery database and it will devalue 30% , The best thing to go for is back to invoice + GAP insurance it cost me £300 for 3 years

Go onto Autotrader website and purchase through them , spoke to my friend at the dealer I purchased my car from and was told to purchase as the BMW policy is £250 more expensive for a like for like policy
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      09-21-2015, 07:08 PM   #9
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Thanks wulsgm4 . It's not that I'm actually wanting a tracker. Just I'm wondering if it was just me who thinks surely it's the same. Always get the gap. And yeah ur right. I don't want it back if it gets stolen. Usually get bmw to match any online price so no brainer for the gap.
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      09-22-2015, 04:20 AM   #10
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Theres no tracker with Churchill or Admiral.
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      09-24-2015, 03:05 AM   #11
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It is a scandal that BMW UK will not track a stolen car. It seems to me it is a racket to sell trackers in the UK. I would have thought BMW UK could be guilty of perverting the course of justice. If my car was stolen I would be asking the police to contact BMW UK for info on the location of the vehicle.
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      09-24-2015, 03:16 AM   #12
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Quote:
Originally Posted by jbtco View Post
It is a scandal that BMW UK will not track a stolen car. It seems to me it is a racket to sell trackers in the UK. I would have thought BMW UK could be guilty of perverting the course of justice. If my car was stolen I would be asking the police to contact BMW UK for info on the location of the vehicle.
I think there is some law or something preventing this, I was told this by BMW UK

2015/6 cars now come with GPS tracking which can be activated in the menu.
BUT anyone who knows can just deselect it. Making it US.

Trackers today ( most good one's) are GPS and VHS, the VHS can't be easily blocked as all major services use it and blocking it shows the car/and area blocked, so the car is a beacon when this is tried.
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      09-24-2015, 02:53 PM   #13
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Quote:
Originally Posted by jbtco View Post
It is a scandal that BMW UK will not track a stolen car.
BMW is in business of selling cars, not tracking them. I know, it's shocking. They should offer car washing and parking as well.
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