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      08-26-2014, 08:05 AM   #1
CardinalZeus77
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Did you go for PCP/Lease/Bank loan/Cash purchase on your new M3/M4?

Hi ...

Just wondering how people have funded their new M3/M4s?

Also any discounts?

I'll start ...

- Bank loan
- Discount: 6% off.
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      08-26-2014, 09:33 AM   #2
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Bank loan. 1.74%.
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      08-26-2014, 11:09 AM   #3
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PCP.
10% off
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      08-26-2014, 12:09 PM   #4
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Quote:
Originally Posted by rjsuk
PCP.
10% off
Is there really 10% discount available my local said no chance!!
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      08-26-2014, 01:18 PM   #5
CardinalZeus77
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Quote:
Originally Posted by rjsuk View Post
PCP.
10% off
Awesome discount. I thought I was doing well at 6%
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      08-26-2014, 01:55 PM   #6
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Local dealer went nuts when I asked if he could match the discount.
Think I just found the right broker at the right time with the right main dealer who had a slot to sell.
Same broker now offering 4%.

Not quite the personal service but I still pick up from main dealer.
BMW PCP at 6.1% as well.
Not sure I could manage to get the same deal for a year or more after launch.
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      08-26-2014, 02:27 PM   #7
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Quote:
Originally Posted by rjsuk View Post
Local dealer went nuts when I asked if he could match the discount.
Think I just found the right broker at the right time with the right main dealer who had a slot to sell.
Same broker now offering 4%.

Not quite the personal service but I still pick up from main dealer.
BMW PCP at 6.1% as well.
Not sure I could manage to get the same deal for a year or more after launch.
That is a fantastic deal. Is your PCP over 3 years at 10k miles per year?
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      08-26-2014, 03:05 PM   #8
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4 years, 12k miles.

First time I have gone for a PCP deal.
I kept my previous car for 7 years, and thought 3 might be too short.
Wife drives a Discovery, so between the two cars, covers most conditions/occasions.
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      08-26-2014, 04:41 PM   #9
CardinalZeus77
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Quote:
Originally Posted by rjsuk View Post
4 years, 12k miles.

First time I have gone for a PCP deal.
I kept my previous car for 7 years, and thought 3 might be too short.
Wife drives a Discovery, so between the two cars, covers most conditions/occasions.
My current Mercedes is on 3 year PCP which is coming to an end.
It's a good way of having a fixed monthly cost over a period of time.
What have they quoted as your GFV at the end of 4 years?
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      08-26-2014, 05:01 PM   #10
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£21432 after 4 years.
I can see myself buying it for that. My guess is it will turn out to be worth a bit more anyway.
Reckon on having it for 6 years overall and then maybe settling down into a 6 series.
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      08-26-2014, 05:45 PM   #11
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Trying to push dealer for 4% now proving very tough! Want to get a car ordered ASAP
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      08-27-2014, 04:34 AM   #12
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Quote:
Originally Posted by rjsuk View Post
£21432 after 4 years.
I can see myself buying it for that. My guess is it will turn out to be worth a bit more anyway.
Reckon on having it for 6 years overall and then maybe settling down into a 6 series.
Yes probably will be worth a bit more than that after 4 years. Most of the depreciation hit has been taken at that point so well worth buying if you intent to keep it for another 2 years.
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      08-27-2014, 10:13 AM   #13
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Just signed on the dotted line with Coopers Reading. Gave me a cracking deal. Just awaiting build slot and delivery date but hoping for September delivery.

Let the wait begin.
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      08-27-2014, 11:55 AM   #14
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Quote:
Originally Posted by phantome46 View Post
Just signed on the dotted line with Coopers Reading. Gave me a cracking deal. Just awaiting build slot and delivery date but hoping for September delivery.

Let the wait begin.
Congrats
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      09-10-2014, 04:17 PM   #15
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Gosh, how did you all manage a discount along with the APR rate?!

No movement at my end.. apart from the freebie service pack.
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      09-11-2014, 02:04 PM   #16
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2020 BMW M5 CP  [0.00]
2015 BMW M4  [10.00]
cash 11.2% discount.
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      09-11-2014, 03:17 PM   #17
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Quote:
Originally Posted by Neil McRae View Post
cash 11.2% discount.
Now that's a discount Neil
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      09-11-2014, 03:44 PM   #18
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Umm.. spoke to the business manager, offered to pay all up front in cash if any discount. Still no at their end.
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      09-12-2014, 05:46 AM   #19
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Cash - no discount. not even service pack thrown in. Worst. Dealer. Ever.
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      09-12-2014, 06:23 AM   #20
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2020 BMW M5 CP  [0.00]
2015 BMW M4  [10.00]
you need to build a relationship. I buy a couple of cars every year so...
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      09-13-2014, 09:26 AM   #21
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Which dealer did you purchase your M3/M4 for?

How long did it take from order? and what freebies did they throw in? I don't suppose there is a dinky M3 F80 toy available?
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      10-17-2014, 02:10 AM   #22
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PCP over 4 years, 6.1%. 8000 miles a year and managed a 5% discount.

M3-F80
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