08-15-2020, 03:18 AM | #1 |
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PCP Deal (UK)
Hi All,
Hopefully a first time BMW owner here. I’ve been looking at PCP for a new 2 Series GC (factory order) and I wanted to check in to see if people here think it’s a good deal or not. The Car: 218i Petrol M Sport Automatic Tech Pack The Terms: Length: 48 Months Mileage: 8000 Deposit: £1000 (personal), £600 (dealer) Interest Rate: 3.9% Balloon Payment: £13,307 Monthly: £365 Total price (excluding interest): £28,952 Total price (including interest): £32,092 Should I negotiate more off the sticker price? Is there anything else I should look at options wise, I'm considering the Comfort Pack II? |
08-15-2020, 06:28 AM | #2 |
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Have you considered leasing? I've got a 218i on order from select leasing.co.uk, for that spec it would likely be quite a bit cheaper...
I put down 6 months payment (£2.2k), 10,000 miles, added metallic paint, driving assistance pack, Harmon kardon stereo, parking assistant, lumbar support, wireless charging and it came out at just over £340 per month. |
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08-15-2020, 09:57 AM | #3 | |
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08-15-2020, 12:37 PM | #5 |
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This is my first new car so I don't really know where I fall on the spectrum of this. I've had 7 year old Fords in the past (1st car was a 7 year old Fiesta and the 2nd was a 7 year old Focus). So this will be my first experience with a new/newish car. I may actually end up the same as you in the end in which case I'll end up handing the car back and going for a lease plan and benefit from the decreased costs!
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