[boss1107]

Hi guys!
I'm looking in the market to buy new vehicle through BMWFS because it comes with APR credit and if BMWFS rejects the finance I will not buy it this time. So I submitted the application to the dealership not BMW official site. But they ran my credit before submitting BMWFS application. Is it possible for the dealership to run my credit twice, the dealership and BMWFS? Otherwise, does BMWFS use my score which the dealer already ran and got?

[Alias1431]

I don't know the specifics of the whole dealer vs BMWNA thing, but you generally have like a 14 day window where multiples only ding your credit once. Like shopping around mortgages.

[anotherguitarplayer]

Originally Posted by boss1107

Hi guys!
I'm looking in the market to buy new vehicle through BMWFS because it comes with APR credit and if BMWFS rejects the finance I will not buy it this time. So I submitted the application to the dealership not BMW official site. But they ran my credit before submitting BMWFS application. Is it possible for the dealership to run my credit twice, the dealership and BMWFS? Otherwise, does BMWFS use my score which the dealer already ran and got?

I usually end up with 2 when I lease. One from the dealer and one from BMW FS.

As mentioned, you typically have a 14 day window.
https://www.experian.com/blogs/ask-e...-an-auto-loan/