Insurance and non run flats

Norm4n · 03-17-2012, 03:56 PM

Spoke to Camskill today about ditching the run flats, they said my insurers should be informed and will no doubt put my premium up.

Does anyone have any experience of this?

Thanks

jamesg · 03-17-2012, 04:43 PM

Told my insurer (Admiral) and they weren't bothered at all - no change to policy.

chris_s1 · 03-17-2012, 04:45 PM

This has been discussed numerous times, Personally, I don't see the reason to inform them. They don't need to be notified of a change of tyre as long as its the proper spec. BMW sell cars both with and without run-flats. Do you tell them if you change from Bridgstone to Michelin?

Mustard3 · 03-18-2012, 03:55 PM

My insurer is LV, they wern't bothered at all, so lond as NRFs match or exceed specifications of RFs.

Sir_Pigley · 03-19-2012, 03:25 AM

My insurers were happy for me to make the change. It think it is well to advise them if you are going to change.

I fail to understand though with the moron at Camskill continues to alarm people unecessarily with his attitude.

Kerr · 03-19-2012, 03:29 AM

Quote:

Originally Posted by Sir_Pigley

My insurers were happy for me to make the change. It think it is well to advise them if you are going to change.

I fail to understand though with the moron at Camskill continues to alarm people unecessarily with his attitude.

I guess it could either be bigger profit margin on expensive runflats or maybe he does know someone's insurance company might not pay out one of these days.

Afraid quite a few insurance companies are still difficult when it comes to runflat or winter tyres.

doughboy · 03-19-2012, 08:09 AM

No, just ignorance.

Like the kwik fit fitters etc banging on about 'special wheels that can only take RFTs' and 'special pressure sensors in the valves' etc.

Winters have been sorted by the inurance ombudsman, no notification required unless you are fitting a different size or type of wheel.

Same logically for RFTs, they are just a 'type' of tyre. As long as you stick with OE size, load, speed then you are compliant.

TopCatz999 · 03-19-2012, 12:17 PM

I had the same question when I replaced mine - I did contact the insurers (Aviva at the time, but I've switched twice since then) and they didn't change the premium. Also, I don't declare it when filling in the form for new insurance because it isn't a "modification"

03-17-2012, 03:56 PM	#1
Norm4n New Member 1 Rep 24 Posts Drives: 335d Join Date: Jan 2011 Location: London iTrader: (0)	Insurance and non run flats Spoke to Camskill today about ditching the run flats, they said my insurers should be informed and will no doubt put my premium up. Does anyone have any experience of this? Thanks
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03-17-2012, 04:43 PM	#2
jamesg Private 11 Rep 69 Posts Drives: M135i Join Date: May 2010 Location: South West iTrader: (0)	Told my insurer (Admiral) and they weren't bothered at all - no change to policy.
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03-17-2012, 04:45 PM	#3
chris_s1 Major 36 Rep 1,113 Posts Drives: M235i 6MT Join Date: Jun 2009 Location: Ontario, Canada iTrader: (0) Garage List 2012 E92 335d [8.66]	This has been discussed numerous times, Personally, I don't see the reason to inform them. They don't need to be notified of a change of tyre as long as its the proper spec. BMW sell cars both with and without run-flats. Do you tell them if you change from Bridgstone to Michelin?
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03-18-2012, 03:55 PM	#4
Mustard3 Lieutenant 99 Rep 403 Posts Drives: F31 340i Join Date: Sep 2011 Location: UK iTrader: (1)	My insurer is LV, they wern't bothered at all, so lond as NRFs match or exceed specifications of RFs.
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03-19-2012, 03:25 AM	#5
Sir_Pigley Captain 32 Rep 849 Posts Drives: 640d GC / 420i XDrive Join Date: Sep 2009 Location: Banbury iTrader: (0) Garage List 2015 BMW 420i XDrive [0.00] 2015 BMW 640d Gran ... [0.00]	My insurers were happy for me to make the change. It think it is well to advise them if you are going to change. I fail to understand though with the moron at Camskill continues to alarm people unecessarily with his attitude.
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03-19-2012, 08:09 AM	#7
doughboy Major General 1546 Rep 8,972 Posts Drives: 2018 M2 Comp 6MT Join Date: Jan 2009 Location: UK iTrader: (2)	No, just ignorance. Like the kwik fit fitters etc banging on about 'special wheels that can only take RFTs' and 'special pressure sensors in the valves' etc. Winters have been sorted by the inurance ombudsman, no notification required unless you are fitting a different size or type of wheel. Same logically for RFTs, they are just a 'type' of tyre. As long as you stick with OE size, load, speed then you are compliant.
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03-19-2012, 12:17 PM	#8
TopCatz999 New Member 3 Rep 29 Posts Drives: E90 - 335d, black Join Date: Mar 2012 Location: Slough iTrader: (0)	I had the same question when I replaced mine - I did contact the insurers (Aviva at the time, but I've switched twice since then) and they didn't change the premium. Also, I don't declare it when filling in the form for new insurance because it isn't a "modification"
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