[sensible]

My options in order of prefetence were;
adaptive suspension
sports auto (always had manual cars but this is a great gearbox....full auto, sports mode and manual paddles)
M Sport Plus pack
(442 wheels, HK stereo, M Sport blue brakes, LED headlights, headlight assist)
Full black panel display
heated front seats
folding mirrors
fold down rear seat
folding rear head rests

[nickcooluz]

Just when I convinced myself to choose 430d over 420d my insurance company has let me down again. 430d is £750 more expensive than 420d

[MRPoisson]

I wanted a 430d GC but with the extra BMW support and higher GFV the 435d GC was around the same monthlies so a no brainer really. Cars currently at the port and hoping to collect on 22nd!

Regarding options, I just went for the M Sport + pack, adaptive suspension and front sliding arm rest (only £35 and missed it on my current model)
Originally added HUD but decided not to bother as I commute on the same roads every day and didn't see a real benefit. The only other option I'm starting to regret not speccing is the folding mirrors - that said I've not missed them on my current car having prviously had them.

[kzg1969]

Originally Posted by nickcooluz

Just when I convinced myself to choose 430d over 420d my insurance company has let me down again. 430d is £750 more expensive than 420d

wow - that is a lot! i was something like £65 from a Santa Fe to a 335d and £25 of that was admin!

Can you Cancel and start afresh?

[CazuaLLUK]

Originally Posted by nickcooluz

Just when I convinced myself to choose 430d over 420d my insurance company has let me down again. 430d is £750 more expensive than 420d

Cancel and start afresh and use comparison websites.

[nickcooluz]

Originally Posted by CazuaLLUK

Cancel and start afresh and use comparison websites.

Have checked comparison websites too its not much of a difference, its coming just over 2k with 3 years no claims discount, 1 non fault accident, 10k miles per year and value of the car 40k

[Racing Teatray]

When I queried why it was going to cost nearly double to insure the 440i (£600) versus my current M135i (£350) which I've had since 2012, I was told that, apart from other factors (like respective values), they load quite a premium when you change car because "the car is new to you and our statistics show that drivers have more accidents in unfamiliar cars".

[225]

Originally Posted by Racing Teatray

When I queried why it was going to cost nearly double to insure the 440i (£600) versus my current M135i (£350) which I've had since 2012, I was told that, apart from other factors (like respective values), they load quite a premium when you change car because "the car is new to you and our statistics show that drivers have more accidents in unfamiliar cars".

what sh1te lol.

Bet a 440 is cheaper to insure than a 430....

[Buttons]

Originally Posted by nickcooluz

Just when I convinced myself to choose 430d over 420d my insurance company has let me down again. 430d is £750 more expensive than 420d

wow
How old are you?

[Racing Teatray]

Originally Posted by 225

what sh1te lol.

Bet a 440 is cheaper to insure than a 430....

No idea. But I have a feeling that diesels are, relatively speaking, expensive to insure compared to petrols.

I shopped around on line and the quote from my current insurers was better than anything I could get on line so I opted to put up and shut up...

[brtttt]

When I went from my van back to car,
I had 13yrs ncb which are classed as commercial so I stood to lose them,
start a fresh even though I hadn't been driving a commercial vechile for all 13 of them.

So I had to find a insurance company willing to except them at a cost.
I swear they make these things up at times, isn't 13 yrs driving on the road , 13 yrs of driving no matter if it's a van or a car.

[nickcooluz]

Originally Posted by Buttons

wow
How old are you?

Going to be 29 next year before I get my new car.

[nozydog]

Originally Posted by Vanguard

4 cylinder diesel engines kill your soul.

Too right and it did mine, 320d however good on paper has no character whatsoever! I'm now awaiting my 340i

[swanseahammer]

Originally Posted by nickcooluz

Just when I convinced myself to choose 430d over 420d my insurance company has let me down again. 430d is £750 more expensive than 420d

Think they're ripping you off there. I went from a 320d ED to a 330d - cost difference was £30 most of that being admin fee.

That was with Admiral and am 49 with max protected NCB.

[slinkyjynx]

Have you tried putting someone else on your insurance? I added my gf to my 320d and it dropped the insurance by £350.

[nickcooluz]

Originally Posted by slinkyjynx

Have you tried putting someone else on your insurance? I added my gf to my 320d and it dropped the insurance by £350.

£350 drop im gona have to give that a try

[CazuaLLUK]

Originally Posted by nickcooluz

£350 drop im gona have to give that a try

Originally Posted by slinkyjynx

Have you tried putting someone else on your insurance? I added my gf to my 320d and it dropped the insurance by £350.

I always add my mum and grandad since day one of passing. Last years was £550

This year I did a new quote with direct line as comparison sites were not heap enough. Didnt add my mum or grandad and was £500. Added them and got it down to £452.

Always add experienced drivers who have not had any convictions or accidents. It should always help.

[MikeMc]

That's the main reason why i went with the 320d. My insurance would have been £1000 more on a 330d. I'm looking to get a 335d next November by which time I'll be 26 so I'm hoping the insurance won't be too bad

[stefan4]

Originally Posted by nickcooluz

Just when I convinced myself to choose 430d over 420d my insurance company has let me down again. 430d is £750 more expensive than 420d

Thats not right

I went from a 320i to a 340i, full no claims but a recent theft claim ( stolen recovered), i'm 32 and there was pretty much no difference.

[rajan29]

I'm paying £2000 (£200 for protecting my 6 NCB) for a 320d!!!...This is why am sticking with the 4 cylinder engine

[rajan29]

Originally Posted by CazuaLLUK

I always add my mum and grandad since day one of passing. Last years was £550

This year I did a new quote with direct line as comparison sites were not heap enough. Didnt add my mum or grandad and was £500. Added them and got it down to £452.

Always add experienced drivers who have not had any convictions or accidents. It should always help.

Did you add them as the main driver or you being the main driver?

[CazuaLLUK]

Originally Posted by rajan29

Did you add them as the main driver or you being the main driver?

I am main driver.