[davyk31]

If you have GAP and its a total loss and you walked away then it can't be a bad result I'm sure. You should come out of it financially ok and now can screw down the deal on the M3 as you have no trade in to complicate the deal.

[Beancounter_74]

Wow, sorry to read this. Glad all involved are OK and all of this on top of a loved one passing away......

Hopefully your GAP will see you alright and still get this (or another M3).

[LEWISJOHN]

Don't think that will polish out

[dopper99]

Ouch.... see what the insurance say I guess. Your best option will be for them to write it off so you can claim off your GAP.
Sounds like what you say, they'll write it off.

What did the dealer say where you're getting the M3 from?

[pienchips]

Originally Posted by LEWISJOHN

Don't think that will polish out

A bit of an extreme solution for lowering an x-drive though!!

[LEWISJOHN]

Originally Posted by dopper99

Ouch.... see what the insurance say I guess. Your best option will be for them to write it off so you can claim off your GAP.
Sounds like what you say, they'll write it off.

What did the dealer say where you're getting the M3 from?

He's going to see his manager to see if they would still take my car if it is repaired.If not I'll get my deposit back and weigh up my options.

[NISFAN]

Ouch, no that won't polish out.

Sorry to hear about your week.

I would delete your post about what happened, as it is a criminal offence.

[Beancounter_74]

NISFAN has a good point....worth editing out certain events...

[JustChris]

Terrible week, sorry to hear of the loss and the car is just metal at the end of the day. Get yourself sorted and don't rush into anything short term.

All the best. Chris

[R0B]

Tough week. Best of luck getting things sorted.

[CazuaLLUK]

I am sure the M3 will put a smile back on your face, hope you get things sorted mate!

[davyk31]

What offence has he committed??

[Beancounter_74]

Originally Posted by davyk31

What offence has he committed??

Let's just say,...........someone fell asleep at the wheel, it could be argued that they weren't driving with due care and attention, especially as there is a legal duty of care when driving........better safe than sorry....

[LEWISJOHN]

Originally Posted by Beancounter_74

Let's just say,...........someone fell asleep at the wheel, it could be argued that they weren't driving with due care and attention, especially as there is a legal duty of care when driving........better safe than sorry....

I had a chat with the officer who dealt with the incident ,he was very understanding saying that although I could be prosecuted he wasn't going to take it further as he didn't want to inflict a court case on me after the week I'd just had.

[Beancounter_74]

Originally Posted by LEWISJOHN

I had a chat with the officer who dealt with the incident ,he was very understanding saying that although I could be prosecuted he wasn't going to take it further as he didn't want to inflict a court case on me after the week I'd just had.

The world needs more people like that
Glad to hear it, after the week that you had, it's good to hear of someone decent and understanding. All the best

ps, wasn't meaning to pour worry on, was just pointing out the risk

[davyk31]

Yes understand technically he could have been taken for an offence but in reality reckon it wouldn't happen too often especially as no one was hurt. Good to get confirmation from the copper though that they were adopting a sensible approach.

[NISFAN]

Originally Posted by LEWISJOHN

I had a chat with the officer who dealt with the incident ,he was very understanding saying that although I could be prosecuted he wasn't going to take it further as he didn't want to inflict a court case on me after the week I'd just had.

I still would, if the insurance company knows the circumstances they could quite easily wriggle out of the claim.....and just because the attending officer says he won't take it further, doesn't mean someone reading this might not open further enquiries. Better safe than sorry.

[LEWISJOHN]

Originally Posted by NISFAN

I still would, if the insurance company knows the circumstances they could quite easily wriggle out of the claim.....and just because the attending officer says he won't take it further, doesn't mean someone reading this might not open further enquiries. Better safe than sorry.

The car was going to go to an independent repairer.I rang Churchill and said the car was going to be part exchanged and therefore I wanted it to go to a BMW-dealer body shop ,and they said yes that's no problem and immediately cancelled tomorrow's collection by the independent and arranged for it to go to Sytner BMW Haverfordwest.The dealer I've bought the M3 from has said that if my car is repaired they will have to send it to auction so will reduce the offer they made for my deal.At the moment I am considering my options.

[jimmyca69]

Sorry to hear about your week, I am local so if you want a trip out in my M3 or any other info let me know.

Hopefully all will be sorted with insurance and gap so you can proceed with the M3 deal. The only other thing to look at would be insurance on the M3 with a recent claim but can cross that bridge when you come to it...

[TouringPleb]

Originally Posted by Beancounter_74

Let's just say,...........someone fell asleep at the wheel, it could be argued that they weren't driving with due care and attention, especially as there is a legal duty of care when driving........better safe than sorry....

When I'm at incidents like this, the way I deal with it is if no-one else is hurt then there's no point in prosecuting someone for the sake of it. Also a lot depends on the drivers attitude and if they are bullshitting me. If they turn round and are honest and say yep I fell asleep I'm sorry then I figure they've been punished enough and will learn from it.

Lie to me, or hurt someone else and I'll throw the book at you.

[JustChris]

Originally Posted by NISFAN

I still would, if the insurance company knows the circumstances they could quite easily wriggle out of the claim.....and just because the attending officer says he won't take it further, doesn't mean someone reading this might not open further enquiries. Better safe than sorry.

This, just delete really...

[d4springer]

Flippin heck, I've only just noticed this thread, sorry to hear about your week, glad no-one was hurt though.