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07-25-2009, 04:06 AM | #23 |
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Drives: BMW ///M4 F82 / BMW ///M5 F10
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best quote for me by a long way was admiral and it went down signifcantly when I added my wife as a second driver!
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Neil J. //McRae -- Alive and Kicking -- neil at DOMINO.ORG --///M ARMY M5 CP Alpine White -- M2 LBB -- M4 DCT CP Alpine White |
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07-25-2009, 04:08 AM | #24 |
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oh but as above phone them up as they can wangle stuff that you can't do online. just a note with admiral, you have to specifically ask them to add commuting to the policy.
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Neil J. //McRae -- Alive and Kicking -- neil at DOMINO.ORG --///M ARMY M5 CP Alpine White -- M2 LBB -- M4 DCT CP Alpine White |
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07-25-2009, 06:58 AM | #25 | |
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Drives: BMW M5 LCi
Join Date: May 2007
Location: Stafford, UK
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Quote:
I am 38, full NCD and no points (yet ) - Pay £550 pa for Fully comp, NCD protected, courtesy car, windscreen cover, etc.... Took out multicar and they knocked hundred quid off the current insurer for the missus 2.0HDi C5 VTR+ - £268!! Obviously we are both named drivers on each others policies. Cars kept on driveway and commuting included. I was very impressed by the price and the quality of the staff when speaking to them on the phone |
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07-25-2009, 09:48 AM | #27 | |
Defected to the dark side.....
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Drives: BMW M5 LCi
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Location: Stafford, UK
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Mine is also DCT and Admiral are aware of this. May be worth a phone call and see why the coupe is so much more expensive? |
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07-25-2009, 09:52 AM | #28 |
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Spoken to all them on the phone. Coupe is 3 insurance groups higher than vert they couldn'e tell me why!!!
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07-25-2009, 01:06 PM | #29 |
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I am with BMW insurance £555 fully comp protected no claims full no claims for me and my wife , we are both 40 ,I think thats a very good price but I did have to have Tracker fitted .
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07-25-2009, 01:34 PM | #30 |
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Crikey, there is so much variance out there..
Admiral do not cover any optional extras, ie factory fitted options unless specifically listed and declared (which raises the premium)- this includes DCT. They were cheap for me, but I went with Privilege instead, 640 including NCD protection & hire car & legal. This includes cover for everything factory fitted Cheapest quote I got was More Than - 510 - but wouldn't give me NCD protection as they have a 5 year period in which claims are counted. I also got shitty service from them a few years ago which put me off. 44 years old 10+ NCD, North London, garaged, wife on policy |
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07-26-2009, 06:34 AM | #31 |
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My best deal came via a broker after the 'More Than' fiasco. Try Adrian Flux they are specialist brokers who look after high value and high performance cars.
http://www.adrianflux.co.uk/newflux2/ |
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07-27-2009, 03:54 AM | #33 | |
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Did it make a significant difference to the quote by declaring your mods? I'm considering getting an Akrapovic exhaust, tune and filter... just be good to know what I'll be letting myself in for premium wise... |
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07-27-2009, 04:46 PM | #35 |
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It does. It adds about 100 more to the insurance which for me is definitely worth it as I have more than 8 years no claims. I protect my no claims as well which you might want to consider.
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07-27-2009, 05:15 PM | #36 |
Major General
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I'm now with Admiral for me and the missus
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07-29-2009, 10:43 AM | #37 |
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Drives: Porsche 991.2 Carrera S
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I'm with Admiral too
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Sold: BMW G20 320d Xdrive M Sport Sold: Porsche Macan GTS Night Blue / Full GTS Interior Sold: F80 M3 Black Sapphire/Sakhir Orange Sold: E92 M3 Jerez Black/Fox Red Leather |
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07-29-2009, 01:40 PM | #38 |
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Same here, me and missus are with Admiral, I pay £483 fully comp with full no claims etc. I was also with them on my RRS, which was a great deal too.
Luckily I have never had to claim at any point so I don't know how you'd get on them (Admiral). I made a claim when I was with More Than when I had a 130i, had no problems there. They reckon LV comes close to the top if having to make a claim? I also took out the BMW short fall insurance as I know Admiral will not pay out the full value if anything happened, whereas the short fall will pay out the price I paid for the car at time of purchase. KadeSdad |
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07-29-2009, 05:05 PM | #39 |
Defected to the dark side.....
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Drives: BMW M5 LCi
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+1 - Took £15k worth of shortfall just in case I need to claim for a total loss and Admiral don't play ball
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07-29-2009, 06:13 PM | #40 | |
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Quote:
Now pay £1000 with Admiral (30, 5 years no claims, north London) althoug beware - the original quote was c.900 which they then upped to £1,100 due to the factory fit options on my car which they call "modifications". Apparently things like a USB port, Bluetooth and adaptive headlights "obviously make the car more desirable to thieves". In the end I called back, spoke to a more reasonable chap and settled on £1,000. Just as well as More Than were leaving me high and dry. *****! |
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07-30-2009, 04:40 AM | #42 |
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Was a really bad experience with More Than. The annoying part is that the website let me go through with the quote, I then called up to run through every single detail (I'm like that) and still they were happy to take my money.
I lost the plot with them when it came to getting a refund - first they begged for a day to "speak to their accounts department to see how much exactly they were going to refund". I of course made it abundantly clear that this would be the full premium amount and to not even think about any sort of admin or cancellation charge. They then simply never got back in touch when they said they would and I had to resort to angry letters and even began the chargeback process. Avoid. |
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08-06-2009, 04:21 PM | #44 |
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Was going to go through Admiral, but used their quote to get better quote through a broker. Paid £324 4 years NCB £250 XS with Adelaide Insurance underwritten by Royal & Sun Alliance. Special deal for IAM members ensures Adelaide have to beat any written quote. You just supply them with printed copy of Admiral's internet quote.
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