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I am thinking of getting an E92 M3 in June 2009. The BMW rate at this time is 7.95% for the M3 according to bmw.ca - I would suggest contacting your bank. You could make one payment to BMW for the car and make that payment by getting a loan. Then you could pay off the loan.
As things stand right now I could use my line of credit for the single payment. I have a good rate on my line of credit and it is much lower than the BMWFS rate for the M3.
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