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I have not compared pre-built to custom in depth. However when I have done a quick comparison on costs I didn't find you save THAT much by building it yourself. I'm sure these PC builders get much better deal on parts etc. I personally enjoy building it and trying to get deals on each component, however if you want plug and play going pre-built is fine.
As everyone else has said though. I would wait until you can get one of the new Nvidia cards on the pre-built. Not sure if the builders already have access to these or not, but defintley wait until you can get it with one of the new RTX cards.
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