Quote:
Originally Posted by Kal001
As above. They share data if you've already logged it with your current insurer you may find that your new insurer is still part of the same insurer umbrella cover group or will find out about logged claim anyway
They really are legalised robbers.
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As per the to programme watchdog, two weeks ago, even if you call them for advice and don't make a claim, this will be logged on your record and usually affects the algorithms and may increase your premiums. You therefore need to disclose as you will be on the MIAFTR database noting the incident.
As stated they are legalised robbers if you go direct, whereas as the programme stated use an insurance broker where policies can still be underwritten with a pragmatic approach.
Dickie