I purchased the wheel/tire insurance from my dealer at the time I bought the car. It was through an outfit named CNA National which looks like it is connected with Continental Casualty Co. Policy was for 3yrs and I got it at the dealer's cost which was $250 w/ 0 deductible. Just another negotiation. While it also covers the 162 wheels, I do not expect the 330i sport pkg. Bridgestones to last more than 3 years ... if that!