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I also want to add if this is your first notice from the collection agency, chances are you're still fine. I would call them immediately and work out some payment plan.
Due to me handling all of the finances in my household and having been slammed with work and personal stuff, a medical bill fell through the cracks. When I got the notice, I called the agency immediately. The person said since this was their first attempt at reaching me I would be ok if I settle up with them now. They don't report to the credit bureaus automatically until there has been some time that has past when they assumed collection on the debt.
I just checked my FICO score at one of the credit bureaus and my score is still unaffected. I settled up the past due debt a few months ago.
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Originally Posted by Lups
We might not be in an agreement on Trump, but I'll be the first penis chaser here to say I'll rather take it up in the ass than to argue with you on this.
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